Jump to content

 

BankFodder BankFodder


confusedconsumer30

Vanquis debt collected by Lucas credit services

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2121 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I have a credit card debt with Vanquis bank for £720

It has been passed onto Lucas credit services

 

I have defaulted payments for a year and now have debt collectors at my old address.

 

Can anyone give me any advice of what to do ?

 

I know I'm an idiot ,

 

got myself into a right pickle after works overtime was restricted to none basically!

Share this post


Link to post
Share on other sites

tell us the full story

 

how old is the card

 

is it on your credit file

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites
tell us the full story

 

how old is the card

 

is it on your credit file

 

dx

 

It's 18 months old. Made a few payments and defaulted.

 

I don't know about my credit file I haven't ever looked at it .. I'm going to need to. Will do that tommorow. Do I get the result straight away or through the post ?

Share this post


Link to post
Share on other sites

should be almost instant

 

try noddle

 

ok well if the card is that new

 

itll be trashed for sure

 

are lucus just collecting

or do they own the debt?

 

who is their client?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Lucas Credit Services?... They are just like a little dog that will constantly bark till you put it down.

Send them on their way as its not worth worrying over with them.


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites
should be almost instant

 

try noddle

 

ok well if the card is that new

 

itll be trashed for sure

 

are lucus just collecting

or do they own the debt?

 

who is their client?

 

It says creditor : Lowell portfolio limited

Share this post


Link to post
Share on other sites

What are you trying to achieve?

Share this post


Link to post
Share on other sites
It says creditor : Lowell portfolio limited

 

so it been sold on then

 

obv a lemon debt

 

answer my other questions please

 

and whats the defaulted date too. please


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Why would this be a lemon debt?

 

The OP has had the money and has defaulted!

 

There may be some charges, but I'm sure they owe something.

Share this post


Link to post
Share on other sites

vanquis have sold it for a very good reason

 

they rarely sell low level debt on

as they 'trade' on them being a credit repair card

and market themselves that way.

 

to sell it on

 

and for lucus to be used by lowells

is very strange.

 

those two just are never in bed together.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...