Motor mile andcredit file

[hessey50]

hi just got this by email

Your file has now been passed to the Home Visit Department and a Doorstep Collection Agent will shortly be instructed to attend your property.

 

The default will be registered with all 3 credit reference agencies in our month end report.

 

If you wish to prevent this registration, contact us to accept one of the following offers:

 

- Payment of the debt over monthly instalments.

 

- A substantially discounted payment in full and final settlement of the debt.

 

Contact us NOW before it is TOO LATE: 0113 887 3869.

 

If we do not hear from you the default will be registered at Experian, Equifax and CallCredit and this will make it difficult for you to obtain credit now and for 6 years.

 

Yours faithfully,

 

Doorstep Collections Dept"

MotorMile Finance UK Ltd.

Not bothered by doorstep visit threat as if they dont go away when asked they can talk to Sam and Fynn who are literally barking mad but I thought the default date if there is one is from the origional default not when the groundfeeders buy alleged debt otherwise a "default" could never clear your file as it could simply be passsed around from bottom feeder to bottom feeder resetting the clock each time?

[renegadeimp]

Mmf cant add a default if the oc didnt add one. If the oc added one then mmf can only update the admin name and status of the accounts. Not the default date.

[fletch70]

If they were to add one it would have to be dated at a reasonable time so basically within 6 months of the default

 

If MMF own the debt I think they can add the default if they wish but the actual date needs to be correct

 

I have had the exact same email

[hessey50]

I will leave the visit if it happens to sam(collie span cross) and Fynn( English working Springer) and just keep an eye on credit file or I could reply

Although it must stick in your craw ,

Your firm has to follow the law,

So you can tell all your crew,

There is now’t they can do

No money goes into your maw