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Hi

 

Really need some help on claiming the PPI back from Shop Direct on 3 different accounts along with charges. Went through few links available here but not very clear on what exactly to do. Can someone guide me through the steps in going ahead with the claim pls?

 

Many thanks in advance

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Hi

 

Have you got all of the statements of account?

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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Ok so you should get a Subject Access Request (SAR) off to Shop Direct.

 

There is a template in the CAG library, the link to which is at the top of every CAG page in green.

 

There is a statutory fee of £10 for this and they will have 40 days to comply.

 

If all of your accounts are with Shop Direct then you only need one SAR.

 

You will then be able to work out broadly the amount which should come back to you if your claim is successful.

 

Grab a copy of the fos consumer questionnaire from here and complete one for each account.

 

http://www.financial-ombudsman.org.uk/PUBLICATIONS/technical_notes/ppi.html

 

Although you can submit the complaint for mis-selling before you have your data, some people like to know what they are due back before they submit the mis-selling claim.

 

Once submitted, they will have 8 weeks to investigate and give you a decision.

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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