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    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
    • Point taken that we should inform new Caggers that the £20 option is there in wrong registration cases.  Well, supposedly there, who knows what the PPCs would do in practice.  Anyway, the option is allegedly there with both the BPA as you say, but also the IPC (I've just checked). However, there's a danger here of baby, bathwater. The two easiest types of cases to win are (a) residential - due to Supremacy of Contract and (b) wrong registration - due to "de minimis".  Indeed until recently we has been boasting that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing. We simply can do nothing about a terrible judge.  The judge seems - I say seems because we haven't had all the details - to have ignored "de minimis",. got fixated on a sign and awarded unreasonable behaviour costs.  A totally bizarre judgement.
    • You mean your witness statement 
    • That may be your personal claimed experience I said i didn't want smart meters - you jumped in to recommend smart meters I quite clearly indicated I was happy with being in credit to maintain constant payments - you suggest paying what I owe every month I quite clearly indicated I was happy with being in credit to maintain constant payments - you suggest a variable tariff - even if its one that only varies on a daily basis rather than half/hourly - with prices higher in winter when you need it and lowest in summer when you need it least   politeness ends with: - I'm NOT interested in any smart tariff I see, You are pushing your smart meter + variable tariffs in the wrong place - try pushing them somewhere 'nearer to home'  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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debt with individual now DCA


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I subcontracted a DJ for a gig, he sent someone else to do the job (against the terms of acceptance) the person he sent left after an hour with a CD playing, and the client refused to pay.

 

I was hassled by the initial DJ consistently with over 10 calls a day, constant emails and then an invoice from another company for the amount. I refused to pay, and sent letters regarding the dispute and advised him to follow the law who could decide if I should pay or not.

 

6 months later and I have received an invoice from Redwood DCA for this amount, threatening CCJ

 

How should I respond to them as there was no credit contract etc...

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You could reconfirm that the debt is disputed and that Redwood should return the account to their client.

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Hi

Why am I not surprised the client refused to pay :|

 

Your contract was with the first DJ not the other one.

 

The first DJ should have done the job properly and as he failed in his duty (by sending someone who by the sounds of it, couldn't be bothered).

 

If he was so certain of his case, why pass it to a DCA?

 

I would write back to the DCA telling them that this 'alleged amount' is in dispute and to pass this back to their 'client' as you will not be paying due to his clients failure to dispose of his obligations as agreed in the contract he agreed to.

 

I have found an email address (from the FCA)

 

[email protected]

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Immediate response to my email

 

Further to your email of which I have attached I would like to inform you that as you are trading as a company you are exempt from any consumer legislation.

 

You should note that the Consumer Credit Act of 1974 is to protect consumers rights and NOT companies rights.

 

I have the full authority of my client to pursue you for outstanding monies owed and I will continue to do so.

 

I will take any legal action necessary to recover the outstanding monies and this can incur more fees that you could become liable for.

 

If you dispute the debt please let me know the reasons for the dispute along with any supporting documentation and I will investigate before taking further action.

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You had a contract with the original DJ that they would provide a service and that they would not sub-contract the service.

 

Not only did the original DJ break the terms of the contract by subcontracting, they didn't supply the service as agreed.

 

This has nothing to do with the consumer credit act (not sure about whether it extends to companies), it is a contractual dispute.

 

Unless the DJ has sold the alleged debt, or the DCA is a solicitor, then they cannot take any legal action! A simple statement that they did not provide the service because ... should suffice

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