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Equifax previous searches - Trace enquiry


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Quick question


I had bad credit from years ago.


All accounts were defaulted (not settled) and no longer appear on my credit file

(they all disappeared years after default).


Numerous agencies have tried to chase the debt but cca's etc have kept them at bay.


Checked Equifax today and I notice I have 4 trace searches done in the past year or so.


What affect do these searches have on credit worthiness as all my other lending is now tickety boo.


Can other lenders (especially mortgage lending)


see these searches and if so is that my hopes of re-mortgaging ruined?


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no they do not hurt you

nor can be seen



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What type of searches are these, " credit searches", debt collection", "outstanding debt", "unrecorded" "ID" are the searchers named?



If they are trace only no problem as dx said, but keep watch as there are large numbers of old statute barred debts out there which some chancers may try to pursue.

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