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Moorcroft & Vertbaudet cat debt


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Hello,some advice would be appreciated.

 

My wife had a catalogue way back in the 1990's with Verbaudet and

 

until recently we believed that we had paid it up years ago.

 

However recently we received a letter from Moorcrofts asking us to contact them to arrange settlement for £121.81.

 

Now i am trying my hardest to remember about this debt,

and i seem to remember a while back getting a letter saying that Vertbaudet had ceased trading

(i may be wrong on this),

but what do i need to do to Moorcrofts about settling this.

 

Should they provide proof that my wife still owes this?

 

Look forward to some replies...

Thanks

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Ignore it completely, or send the prove it letter. It is up to them to prove a debt exists. Not you to prove it doesnt.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi

Can you remember if any payment or written acknowledgement for this debt has been made in the last 6 years. If not then it may be that the debt is Statute Barred.

 

What you could do is send Moorcrap a 'prove it' letter from the library. Do not sign it in ink. print it on a printer.

 

Always start a letter, "I acknowledge no debt to you nor any company you claim to represent."

 

Also check your credit file to see if there is anything listed there.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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what planet are these fleecers on

 

a debt from the 1990's!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i'd also report them to the regulators. This wont be a one off 'admin error'.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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