Jump to content
  • Tweets

  • Posts

    • Thanks both - Just did not want them to have the satisfaction of tarnishing the record even if it was for 12 months I'll wait it out - only 4 months or so to go   Thanks again
    • Thanks uncleB.    I have quite a few valid challenges which would prevent bankruptcy / return to original ownership.   Yes I am trying to sort legal help.  It's hard with limited financial resources.  Hence why I'm trying to create own defence.   I'm not sure I understand how they are legally allowed to completely gut a building whilst - I thought - under a legal obligation to sell?    They have refused to sell whilst also accruing interest and applying costs over a very long time. It's as if they deliberately racked up interest and costs to create a shortfall and grab the property via bankruptcy. The property was in good condition. Although squatters did get in. Is it a viable legal opportunity for them - without bankruptcy - to retain the property and rent it whilst simultaneously still charging the mortgagor interest?  
    • The original, and for some the best, James Bond.   Piers Morgan has just quoted George Lazenby as saying 'Sean Connery WAS James Bond, the rest of us were just imposters.'   https://www.bbc.com/news/entertainment-arts-54761824  
    • @dx100ukis right and even so - A Search doesnt reflect anything whether you were approved or decline. If youve had 1 search in the last 6 months, Then you dont need to worry  
    • god which want shooting for the stupid far reaching statement. only the OWNER of a debt can issue legal proceedings!!   IF the DCA letters say 'our client' thus they DON'T own the debt
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
      We had a 10yr  finance contract for a boiler fitted July 2015.
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
      You only have to look at TrustPilot to get an idea of what this company is like.
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Licence Renewing after a ban

Please note that this topic has not had any new posts for the last 2256 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

just wondering if anyone can help with this,


my son was on a drink drive ban about 11 years ago and not been driving since,


now he has applied for his licence,


paid the 90 fee and was sent a letter to arrange for a medical before he can get his licence,


they have given him 6 weeks from the 22nd April to get the medical done with the cost of £98.50 for a blood test ect.,


he has not got the money until after the six weeks they have stated,


could this result in him losing his original £90.00 fee for the renewal and have to re-apply with a further fee of £90



Please can someone give some advice on this.

Link to post
Share on other sites
  • 2 months later...

Since my last post my son attended a medical and a report was sent to DVLA who then requested further info from his gp, now got a letter back saying that through previous drug abuse his licence has been revoked can he get a copy of the medical report sent to dvla so he can appeal




Link to post
Share on other sites

shld be able to do so. see if the gp (if they retained a copy) or dvla will provide a copy voluntarily. if not, consider a sar?




Link to post
Share on other sites
  • 2 weeks later...

did you manage get the med info sought?


their decisions can be appealed, but i think there is an appeal time limit? has that passed?




Link to post
Share on other sites

found these




http://www.drinkdriving.org/drink_driving_information_DVLA_medical.php (seems appeal time limit is 6 mths. BUT double check is uptodate info)


ps cld try the dvla, ask them about the appeal process




Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...