hillies/Alpins sols/DLC/ Court claim old BlackHorse Loan poss Fraud?

[obiter dictum]

I am in the situation where

 

i was the victim of ID Fraud from a previous address.

 

Hillesden have been at me for the last 18 months.

 

I told them i had no knowledge of this debt, put up or shut up and take me to court.

 

I did the usual and put it into official dispute.

 

They came back and stated they believed i was the person that they were after and now seek payment.

 

Now after a 6 month lull i get this.

 

Looking through various threads it seems that hillesden purchase the right to use the Alpins letter head as a frightner.

 

Is this true, or do i need to rack this up a gear myself with hillesden

 

thanks

[renegadeimp]

Did you provide proof of id fraud such as a crime number? They would be very stupid to chase you once they are on receipt of proof.

[obiter dictum]

I went to the police station to report the crime. The desk seargent stated that they do not give crime reference numbers anymore for corporate Fraud. The issue has to be taken up directly with the companies own Fraud department to investigate and resolve

[dx100uk]

goto actionfraud

 

dx

[renegadeimp]

Yep. Actionfraud is the place to go. Lical stations normally fob you off

[citizenB]

http://www.actionfraud.police.uk/

 

Report to action fraud as advised.

 

what type of account is involved ?

 

Have they provided any paperwork, eg agreement with a signature, date of opening, so you can confirm that you were in outerspace on one of the space stations at the time.. etc.. ?

[obiter dictum]

I now need to update this thread.

 

I have been keeping the DLC Goons at bay for the last 18 months.

 

I have stated all along that i have no recollection of this alleged debt and it was taken out as ID Fraud from a previous address.

 

I told DLC that i will no longer communicate with them as it was not my debt and to take me to court.

 

Beginning of may i receive the letter from Alpins their pet solicitor, or just using their letterhead threatening court unless i paid up

 

I now receive a letter this morning giving me notification of £80.00 Default sums quoting litigations costs.

 

I have received no County Court Documents.

 

Is this just DLC upping the pressure or do i need to take this seriously.

 

They have also enclosed a nice letter saying i have been sent a default notice by DLC on a FCA fact sheet.

 

How can they default an account that has already been allegedly defaulted?

 

I have a feeling all they wish me to do is phone them up so with me, it is definitly not good to talk

 

I want them to take me to court believe it or not

 

 

[dx100uk]

that's simply a NDS statement

that any 'creditor' must send if they think you owe them money

 

dx

[obiter dictum]

Can they include any such litigation costs?? I was under the impression that comes under Court Costs on the claim form, not added as an extra to the original account balance. That will be like claiming Double -Bubble

[dx100uk]

ah so we now know this was a Blackhorse loan of some kind.

[dx100uk]

could they have served the papers to that old address?

 

dx

[obiter dictum]

I have never had Lloyds bank account, i have always used Barclays

[dx100uk]

did you goto actionfraud as advised

 

dx

[obiter dictum]

This letter posted up has been sent to my current address, Received today, the Alpins letter begining of May. Dlc have been aware of my new address for the last 6 months. Action Fraud letter sent to DLC as well

[dx100uk]

please fill this out too

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-April-2014**

[obiter dictum]

 

Claimant is Hilesden Securities AKA DLC

I believe the claim is for a personal loan (NOT CONFIRMED)

No assignment or Default Notice received, only became aware of this account 18 months ago from DLC

No Statutory notice of Default Sums ever received

 

Sorry for reposting, left password showing, no worries as i had blanked out the claim number

[dx100uk]

barcode need ditching

[obiter dictum]

Claimant is Hilesden Securities AKA DLC

I believe the claim is for a personal loan (NOT CONFIRMED)

No assignment or Default Notice received, only became aware of this account 18 months ago from DLC

No Statutory notice of Default Sums ever received

 

Sorry for reposting, left password showing, no worries as i had blanked out the claim number

 

Thanks for being switched on DX100uk, it is appreciated

[obiter dictum]

[dx100uk]

is this the ID theft account

 

dx

[obiter dictum]

yes, i have no knowledge of this debt

[dx100uk]

ok threads merged for history.

 

did you ever get a crime number or actionfraud ref number

 

dx

[obiter dictum]

Yes, all sent to DLC.

 

They just stated that they were satisfied i was the person they were looking for and that litigation will now continue

[dx100uk]

ok CCA request and CPR 31:14 time

[citizenB]

Yes, you need to send a CPR 31.14 request for a copy of the agreement bearing your signature.

 

I would think you defence will simply be that you deny the debt in its entirety. That you have provided the company with a crime reference number in respect of identity fraud.

 

That whilst the claimant continues to assert their belief that you are the account holder, they have provided no evidence of this.