Go Debt old private & commercial finance 'debt' car finance Claim Issued

[theoldrouge]

pers I would leave out point #10

[Tiny1983]

Thanks for the input everyone.

 

We had to get everything sent off to the courts and go debts solicitors, so that's all be submitted. We received a folder this morning from Briggs solicitors with a of paperwork in there that gives a "trial bundle". They have submitted this on the 8th May and our court date is 19th may, didn't realis they could do this so late in the game?

 

Anyone know what this is, or if we need to do anything? All getting nervous as we approach the day, both a little unsure on what we need to do, the process, what to expect etc!

[Tiny1983]

See attached the cover letter for the Trial Bundle.

[dx100uk]

pdf please

[AndyOrch]

Did the court request a trial bundle within its directions ? unusual for small claims track ...

[Tiny1983]

Not that we're aware of no? Never heard of it before until this pack came through.

[Tiny1983]

Court date was today, judge rules in their favour. £4,900 final figure to pay by June.

[theoldrouge]

on what basis? did he accept that your partner signed the vs form

 

if so how was it decided that this was received?

[Tiny1983]

on what basis? did he accept that your partner signed the vs form

 

if so how was it decided that this was received?

 

Voluntary surrender doesn't have to be signed,

the comment on the narrative that she made "just take it it'll save me money anyway" or words to that effect.

 

 

The solicitor was really aggressive and was telling the judge the law, advising about cases in 1968, 1974, 1983 etc etc.

Judge said that she can't go against it and as the FOS had ruled in their favour she can't see any other way other than to rule in their favour.

 

Solicitor wanted 8% adding, judge told him to **** off and added 0.5% at a total of £16.

[Tiny1983]

We needed a solicitor really to fight our case but we couldn't afford it and anywhere we did turn we were told that they don't do that kind of case. It was £500 to even have a proper solicitor even look at it.

Came across that because we didn't know the law inside and out we don't get it

[theoldrouge]

I would hardly call the basis of that phone call "unqualified and informed consent" ( chartered trust v pitcher)

 

great shame

[theoldrouge]

Voluntary surrender doesn't have to be signed,

the comment on the narrative that she made "just take it it'll save me money anyway" or words to that effect..

 

no, but in this case they were reliant on that signed form, no way is a phone call with a throw away line

sufficient to repo protected goods

[Tiny1983]

Apparently it is? She ruled in their favour mainly based on that and the FOS ruling. Their solicitor harried her, seemed to know more than her and basically told her the way it needed to go

[theoldrouge]

yes thats what often happens in my experience, judges easily get misled/ bullied by solicitors, great shame

 

so wrong that ordinary people are denied access to legal services due to the costs

[Tiny1983]

That's the overwhelming feeling we have. He was talking to go debt loudly making sure we could hear them, saying he doesn't do family law as he couldn't take someone's kids away, but he can take someone's house because that's all part of the game and it's water off a ducks back.

 

Total tit to be honest. But he wins and he won today because we couldn't afford to get a solicitor ourselves, we have an overwhelming feeling that had we had access to a few grand, we'd have won today without an issue. In hindsight, had we known this type of thing happens regularly, we should've offered to make some payments.

[theoldrouge]

dont feel too bad, you gave it your best shot, should have gone the other way

 

just sorry you didnt get the result you deserved