Moneybarn have replied can anyone help??

[loveday6224]

On looking at the statement of account it says they issued a default notice on the 15/05/13 could this be false and they are saying this to cover there backsides? I have prepared the SAR letter and will sign, scan and send to a friend, is it a £10 postal order that i need to include?

 

regards

 

JL

[dx100uk]

yes do that

could he not copy n paste your sig from a doc with it on you could email him?

 

IF MB are aware of your new address

then you don't need to send anything else bar a BLANK Postal order

 

if they are NOT , you'll need to include your old address [do that anyway]

 

and a copy of say a CTAX bill proving where you now live.

 

its clutching at straws the DN is not complaint

but IMHO worth a try.

 

MB have screwed up before when getting Repo's done

 

esp on the DN & TN front.

 

dx

[dx100uk]

15/5/14 you mean

 

cant be right!!

 

you say above the car was taken on 11th was it

 

they would have to have sent the complaint DN a MINIMUM of 16 days before they repo'd the car.

 

dx

[loveday6224]

Hi guys,

 

No they're stating on the statement of account that the default notice was served on the 15/05/13

and i believe this was cancelled as it shows payment made from my account after that date,

 

the most recent default notice after that is on the 14/10/13.

 

Mt statement of account is attached in one of my previous posts for your perusal.

 

I will email the SAR to my friend and get it sent off to them as soon as possible.

 

Regards

 

JL

[loveday6224]

Also as they have requested i reply before friday is there anything i should do? reply to the email stating the debt is under investigation etc?

 

many thanks

[dx100uk]

you can only have ONE DN unless you met the requirements within the 14days

 

so i'm trying to determine

 

IF they sent a DN BEFORE THEY took the CAR

 

what are the two dates please.

[dx100uk]

so 20/01/14 they took the car

after the second dn of oct 13

 

so no dice there then I don't think

 

sorry internet Is crap tonight.

 

dx

[theoldrouge]

Got the car via a third party?ag plus pre contract info may help.

[loveday6224]

Hi all

 

Yes according to the dates they are saying that they sent a DN prior to the car being removed from my possession. I got the finance through a 3rd party company whom conducted all contact with moneybarn etc.

 

I will still send the SAR as you never know it may bring something up. However i have until friday to reply to them, what should i say??

 

regards

 

L

[theoldrouge]

Even though its a recent acc, I would send an unsigned cca request via your friend for now. Buy you time then post it up with pci when you return just in case