Dont get it....any advice/help appreciated

[spoonbender]

Had never heard of this company until today.

 

 

Never had any run-ins with any debt companies at all.

 

 

Today I received a letter from bpo on behalf of motormile finance stating that I owed almost £900 for an obviously unstated reason.

 

 

The letter stated that both companies had been contacting me without reply ( untrue, had no prior communication with them until today) and threatened doorstep visits if I do not pay.

 

 

I have never taken out a loan in my life......I owe no money to any kind of club or organisation......

 

 

They even got my gender wrong on the letter!!

 

 

I genuinely have no idea where this has come from at all......

 

 

Could it be mistaken identity?

 

 

Should I just ignore it and see what happens next?

 

 

Any advice or help appreciated, many thanks

[dx100uk]

check your credit file for fraud or trashing

 

dx

[caro]

Send a copy of the linked letter and get either free proof of postage or if you prefer, pay a bit extra for recorded delivery and keep it with your correspondence so you have a paper trail should you need it at a later date.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It-(Updated-21.04.2014)&p=4384086#post4384086

[silverfox1961]

Hi and welcome to CAG

 

MMF chase delinquent debts but use tactics on the phone that would get them banned so don't phone them.

 

As advised, check your credit file and see if you are a victim of fraud and if so, file this with Action Fraud so you get a crime number.

 

If on the other hand there is nothing on your file, this is likely to be phishing by MMF for someone with the same name as you.

 

For now, ignore them until you know more.

[spoonbender]

Thanks for the advice guys.

 

 

I'm very unworldly when it comes to anything like this so I have no idea how to check my credit file.

 

 

Al I've ever done is check my bank and card accounts and they are all fine

[renegadeimp]

Be aware that MMF do not follow the law or regulation concerning debts. They dont even care if they have the wrong person. They will threaten, harass and break you down until you pay.

 

I would advise not ignoring, but check your credit file at equifax or credit expert, and get a full complaint to their compliance director.

 

Do not phone MMF, and do not contact any other person at MMF. They WILL ignore you and they WILL threaten you.