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Why is Expendture ignored and Savings only taken into account ?

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I realise the limit for savings is 6000.00 when on benefits , but what I don't understand is how any surplus money could be considered any more fraudulent than someone who is spending all their money on things that have no relevance to their needs i.e. satellite , booze , excess food etc

 

The reason I ask is because while being as bad as I am ( bed bound 4 yrs ) I have saved more than I thought ( over 6000,00 ) because of my physical limitations and inability to lead a " normal life " ( even by most disabled standards ) i.e. not being able to drive or own a vehicle or using a carer ( my mother has helped ) , or going out to spend money due to being housebound ,or using phones because I can barely talk / have no one talk to any way etc etc

 

I also never had my flat adapted or been able to seek treatments because there's none that exist here ( which is not my fault ) without traveling ( Which I have been unable to do ) or go to America ( which is far more than I can afford ) to get an operation. ( which is available there but not in the UK )

 

I am pretty annoyed by this because I feel that this lack of service in this country for my condition not only borders on discrimination but negligence too , and as result denies me the same rights more common disabilities have to be catered for in way that leads to them having less money ( Because they have something that helps them )

 

I mean if there is possible cure / treatments and it is only available in the US and not here , why should someone be punished for saving for a chance to help themselves rather than the person who chooses to waste it all on indulgences ?

 

To me that is unfair, belittling and just encouraging someone with no choices or options ( through no fault of their own ) to blow money for fear they will be punished for a service their government doesn't provide.

 

Are there any cases where exemptions for conditions / circumstances are made by the DWP or does the one rule fit all mean some will forever be doomed to never get the chance for treatments more popular conditions by default get ?

 

Mike

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If you have savings and wish to spend them on medical treatment, then the issue of "deprivation of capital" would come into play. Since each such case is decided on its merits, it seems likely to me that you would suffer no penalty should you choose to spend the money thus.

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It's up to you what you spend your money on. Why not pay your Mother for the care she gives? Then it's up to her what she does with her income. Who knows, she might choose to save it up to go towards the cost of a relative's trip to America ...

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It's up to you what you spend your money on. Why not pay your Mother for the care she gives? Then it's up to her what she does with her income. Who knows, she might choose to save it up to go towards the cost of a relative's trip to America ...

 

Which could be seen as false accounting and deprivation of capital if this suddenly starts to happen, now that any savings have gone over £6k.

 

As long as you stay under £16k you will be still entitled to some means tested benefits albeit at a reduced rate.

 

Outgoings are never taken into account as it would be unfair as everyones' outgoings are different, hence any benefit is based on income only. Otherwise you could have someone earning £20k a month claiming as all of their wages go on mortgages, household bills etc leaving them with nothing at end of the month.

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I am pretty annoyed by this because I feel that this lack of service in this country for my condition not only borders on discrimination but negligence too , and as result denies me the same rights more common disabilities have to be catered for in way that leads to them having less money ( Because they have something that helps them )

 

Even some of us with more common disabilities face this.

 

As Antone mentioned - it's decided on a case by case basis, which is what someone else told me too. So, the person spending all their money on booze may still be treated as having that money; but if for example, you needed to replace worn out furniture, you shouldn't be.

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Thanks everyone for your replies.

 

As far as the op in the US ( never mind consultation , xrays etc ) I would probably be looking at something that costs far more than 16,000.00 and prob closer to 100 at least .

 

And the only way I could even close to ever getting that was if I had some property I could perhaps rent such as this flat - which of course would mean I'd lose benefits which in nutshell is the dilemma of being expected

to live on under 6 grand - or even 16 grand.

 

There are other treatments ( some less expensive ), but they are not proven or that cheap ( like stem cells ) or more experimental things which would prob be more temporary and require multiple / yearly returns .

 

Mike

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It's up to you what you spend your money on. Why not pay your Mother for the care she gives? Then it's up to her what she does with her income. Who knows, she might choose to save it up to go towards the cost of a relative's trip to America ...

 

I intend too she had been helping since 07 , but she was told her pension rules her out of carers allowance because her pension is over £60.00 a week.

 

mike

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The benefits system can't be fair to everyone under all possible circumstances. It's not even intended to be. In the end, the best we can manage is to do our best to ensure that people aren't starving in the streets.


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The idea that all politicians lie is music to the ears of the most egregious liars.

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The benefits system can't be fair to everyone under all possible circumstances. It's not even intended to be. In the end, the best we can manage is to do our best to ensure that people aren't starving in the streets.

 

Well that was the original idea!!


 

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Well that was the original idea!!

 

Well, yes, true. The system we have today has its...er, failings.


PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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