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    • Hi Bankfodder thank you for your interest and your comments.   There are issues with ground rents AND service charges. In my case, non residential, not eligeable for Tier 1 tribunal so there is no possibility of holding the leaseholder to account for unreasonable service charges because of the loophole below. Even if it is residential see Richard Barclay and others quoted in the article above. You win the case about unreasonable costs yet have to pay the leaseholders court fees for loosing their case! Criminal!!!   From the article I quoted above.  'The Times reported that last year leasehold owner Richard Barclay successfully recovered £1,200 of a £10,100 service charge from the management company in respect of his central London Flat. But the victory soon turned sour when Barclay was hit with a bill for £61,300 in legal fees by Quadrant Property Management who takes care of the building.   The loophole is contained in the majority of leases which typically allow freeholders to recoup their legal costs from leaseholders, even if the freeholder loses the case. There is no parallel right for leaseholders to claim costs back.    
    • The online retailer wants to buy the brands, not their shops, suggesting any deal would cost jobs. View the full article
    • I have gone through nearly the whole sar return, it is very large. I am confident to say there is no mention of a default notice within it. 
    • Change Zoom to Online as Zoom is only one platform, and they might use another, it has become the accepted terminology, but best not to refer to a specific platform.  Otherwise looks good The rteal devil of Simon's claim is that he is trying to imply a contract that depends on a Prohibition for Consideration, And its one sided as the person he is binding has no benefit from the contract, apart from paying £100 for the privilege of stopping however briefly.  a nanosecond, a minute 30 minutes kerching that'll be £100 or else.  Simon has also invoiced cars stopped at a Zebra crossing with people crossing at an airport.
    • When she rang BT did she just "mention" about cancelling her Bb contract or did she actually tell them to cancel it?   I've just renegotiated my Bb contract with BT (I know they're useless but I can't be bothered doing too much work to look at any other provider) and I've managed to save money plus they are meant to record 'phone calls and I know (because I spoke to several different call handlers over two weeks) thatthey take very accurate notes of their conversations with customers.   She needs to find out if she actually did cancel the contract.  (I'm sure others will suggest doing a SAR).   Also what sort of contract did she have with BT?  Presumably it included Bb, mobile phone and Sky?  If the contract had just renewed, BT should have emailed her confirming contract details including duration, how to cancel and cancelation fees.  They've just done this for me for the contract I renegotiated two days ago.   EDIT:  It's not clear, but are you saying she's been charged £800 cancelation for Bb or are you saying shae hasn't paid them £800 she owes on her phone?   She ought to be able to look at her BT account online to see what she owes and how her bills are made up.  
  • Our picks

    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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Sorry, why was the text in my previous post edited so as to include lots of line, whereas before it was in the paragraph form that I wanted it to be?

 

No idea at them moment. What I can say from my own experience, I find it very difficult to read a whole block of text and I do edit some posts to make it easier for me to read and to possibly help others to read it too. this is not a slur against you but to help the wider forum users.

 

Apologies if you feel that was unwarranted.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Yes..we sometimes edit huge blocks of texts as 1) They are difficult to read and 2) It puts people off reading them and they are likely to skip it.

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I just reread it last night and didn't recognise it as something I just wrote, I thought someone had hacked into my account or there was an error or something as it was edited so much it looked liked poetry or song lyrics or something!

 

Maybe I could have paragraphed it a bit more, but the way it was restructured was waay over top. I'll be more careful to structure my posts better, but I'd rather people didn't edit them for me if it's all the same:-)

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Maybe I could have paragraphed it a bit more, but the way it was restructured was waay over top. I'll be more careful to structure my posts better, but I'd rather people didn't edit them for me if it's all the samesmile.gif

 

Your choice, but you will get more advice if you make your posts easier to read for the advisers.

 

HB

Illegitimi non carborundum

 

 

 

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  • 4 months later...

It's been pased down to a debt collector who just sent me a letter. (BPO)

 

They stated that 'the outstanding liability..... we understand is not disputed'.

 

Of course they understand wrong, and the probably know this. Do I have to print off another letter and send it? Or just ignore them?

 

I'm curently in favour of the latter.

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It's been pased down to a debt collector who just sent me a letter. (BPO)

 

They stated that 'the outstanding liability..... we understand is not disputed'.

 

Of course they understand wrong, and the probably know this. Do I have to print off another letter and send it? Or just ignore them?

 

I'm curently in favour of the latter.

 

 

No liability or debt is acknowledged to you or your clients

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Ignore totally. Or send a simple letter. If they ignore the letter report them. If theg continue to contact you consider legal action.

 

Jackie only uses low end dcas who operate a no win no fee policy. Thats how desperate her company is.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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No liability to anyone as no debt exists and has never had done

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Can I say those exacts words to the two gorillas who turn up at my door and then shut the door in their faces?

 

I was just thinking about pretending I don't live here. They are still spelling my name wrong as well.

Edited by beerpunk
oops I said on not in, typo gives the sentence a whole new interp
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Nobody will turn up. If they do, simply tell them to sod off and walk away. You dont even have to answer the door. They have no rights at all. If they refuse to leave, call the local police.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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RLP do exist. The DCA's they use exist as well, but they only deal in 100% unenforceable debts/invoices that NOBODY else would even go near.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 year later...

Thought this had gone away forever. Last letter I received was about a year ago?

 

Anyway just recieved a payment demand letter from Capital Resolve. Has anyone else had this?

 

I noticed a different security company is now operating in Tesco as well, can't remember what they are called though.

 

I did a search for Capital Resolve on here and I can see they are DCA who specialise in pay day loans and take on debts that they know pretty much they don't have a leg to stand on with so I'm guessing they're trying it on.

 

I shall ignore.

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Hi

It has been a while hasn't it. I would think RLP are going over some old cases and trying it on again by getting a pet debt collector to chase.

 

Ignore? Yes!

 

Can you post up a redacted copy of the letter. I would like to add it to my collection.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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I'll get that posted up soon.

 

 

The funny thing is I was in there the other day with a printer I just bought from PC World and it set the alarm off on the way out, I showed security the receipt and everything was fine. But then this?

 

 

Anyway, as you quite rightly state of the legalities... face, bovvered and that.

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  • 4 weeks later...

Sorry busy and that. Too much. I got a new printer scanner and I'm having difficulty getting it to scan. So here's a redacted photo version.

 

In between days they sent me another letter bargaining for half the original demand. I laughed and then went and made a cup of tea.

cap res letters.pdf

Edited by dx100uk
letters converted to pdf - dx
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When you scan it, can you please convert it to a pdf. This allows us to zoom in and see the letters better.

 

From what I have read in those letters, I come to the only conclusion I can and of course any comment by me is my own and not official advice :-D

 

Carry on ignoring. They can recommend any potential action they choose but cannot insist on it. This is a no win no fee type of letter so it is in their interest to get a reaction from you.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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RLP on behalf of..... NO, RLP on behalf of themselves

 

 

These latest missives carry even less weight than the usual RLP twaddle.

 

As for setting off alarms in PCWorld,

I bought some printer ink yesterday and the RFID chip in the ink cartridge packaging set off the alarm as I was leaving.

 

 

It set off another alarm in Sainsburys and a further one in DFS.

 

 

I think I will carry the piece of cardboard around with me to play a chaper version of that new Pokemon game as I wont need a smartphone to enjoy it.

 

 

Your visit to that store has nothing to do with the letters, just a coincidence

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letters done in above post - dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Very amusing. So many ifs and maybes and possibilities it's farcical.

 

If it were me if phone them up just to wind them up. Utter fools but great entertainment.

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You notice how little menace there is in that letter. All polite, no nasty 'what will happen if you don't pay'. basically a foolish attempt to prize you from your cash.

 

I do like andydd's idea but no! This just encourages them however if you did ring them.. record their drivel. Ask them what they can actually do apart from sending the oh so nice letters and see what rubbish they come back with. :wink:

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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