Caught driving without a license

[fairy87]

Today I was caught driving without a license, the car was seized and

 

I was told by the officer that I would be reported for driving in accordance to my license.

 

My question is when I get my summonds to court can

The court invinvalidate my insurance?

 

Can I only be punished for driving in accordance to my license? I was driving on a previous ban as I tottted up my points before my two years of driving

 

Any advice highly appreciated

[dx100uk]

so you were driving whilst banned?

 

dx

[renegadeimp]

Your insurance would have been invalidated anyway as you don't have a licence.

[citizenkain]

I know someone that got done for this,they threw the book at him,cost him a fortune,when he eventually got his licence back,recently,he cant get insurance,not till he wins the lottery!

[Slimm]

It is almost certainly a condition of your insurance that the person driving the vehicle has a current, valid license. If you had an accident they would probably not pay out - not ideal if someone is hurt as the medical costs can be tens of thousands of pounds. I do not believe the court has any power to invalidate your insurance over and above that, but if your insurers do find out about this they will certainly cancel it themselves - I would suggest you do so first so that in the future you don't have to disclose that your insurers cancelled your policy.

[BankFodder]

I'm trying to see the point of your question. You clearly aren't going to need any insurance for a while because you are going to get a hefty ban. I can imagine that there might even be consideration of a suspended sentence.

 

If you are asking because you want to get a refund for any unused insurance period - then yes, I would expect that this would be possible.

 

As for hiding it all from future insurers - that would also risk invalidating any future insurance policy so that once again, you would be putting innocent people at risk in the event of an accident.

Time to come clean and to go straight, maybe?

[Raykay]

 

 

 

Can I only be punished for driving in accordance to my license? I was driving on a previous ban as I tottted up my points before my two years of driving

 

Any advice highly appreciated

 

Were you disqualified by a court, or was your licence revoked by the DVLA?

[citizenkain]

the op was only caught yesterday,saturday according to his post,hes not been to court yet

[Nimrod205]

Reading between the lines of the the first post; it appears that fairy87 had his/her licence "revoked" by the DVLA for accruing 6 points (or more) during the 2 years following his/her first test. He/she lost the entitlement to drive and was not in possession of a driving licence of any kind.

[Raykay]

That is what I was trying to find out - disqualified or revoked. Most insurance policies have wording similar to 'Holds, or has held and not disqualified from holding, a licence'. Revocation of a licence is not a disqualification and so if it was a revocation and that is on the OPs insurance documents, the insurance could be valid.

[renegadeimp]

I though the licence was fully revoked if they got the points in the first 2 years?

[citizenkain]

yeah,how were they insured though?,strange why you would bother with insurance when you had no licence anyway?,lol,this person must have lost their licence and not told the insurance company,Im sure they should have told the insurance company,duty of disclosure clause? Im sure the insurance company only insure people that are driving with some kind of licence.

[Raykay]

Im sure the insurance company only insure people that are driving with some kind of licence.

 

 

Most have the wording similar to 'Holds, or has held and not disqualified from holding, a licence'. The OP has held a licence, if it was a revocation rather than a disqualification, and that wording is on their policy, the insurance could be valid.

[2ltr16valve]

Driving otherwise in accordance with license is usually driving on a provisional license without a fully qualified driver with you.

That would be points I think 3-6 points

 

LC20

Driving otherwise than in accordance with a licence

3 to 6 points.

 

As above. If it's within 2 years and you get 6 points you get your license revoked and you have to start all over again.

 

If the op did not hold a license due to already being banned I would have thought it would have been a night in the cells and court the next day or few days depending on when.

[Raykay]

If the op did not hold a license due to already being banned I would have thought it would have been a night in the cells and court the next day or few days depending on when.

 

 

 

Or reported for driving whilst disqualified, rather than not in accordance with a licence.

[leigh04]

Please also bare in mind that soon when getting car insurance in the near future you will have to give your driving licence number over and it will be checked to make sure you have been honest ie you state no points but have points or you have not been disqualified when you have etc etc.

Insurance companies will be checking on what information you supply is correct from summer 2014.

[citizenkain]

insurance companies seem to have it all there way,even if you are totally legal,full licence etc,they still try and weasel out!

[renegadeimp]

Thats insurance for you. Thats why there are so many pop up insurers, especially for vehicles.

 

But we're getting off topic to the thread. The OP has commited a crime, has admitted it, and is now asking for advice on one specific thing.

[citizenkain]

well,the op was found to be driving with no licence,i assume the police took his car cos he had no licence and his insurance would have been invalid,hes asking if the court could invalidate his insurance?,I think hes probably already done that himself? whatever way it works out the op is gonna be way out of pocket!

[Raykay]

his insurance would have been invalid

 

 

It could depend on whether the OP was disqualified, or had his licence revoked.

 

 

Until the OP replies, we won't know.

[dx100uk]

well the OP has read the thread tonight but not responded

 

dx

[Bandit127]

well the OP has read the thread tonight but not responded

dx

That is probably because we haven't answered his question. Just spent the whole thread so far holding his feet in the fire...

 

<...>My question is when I get my summonds to court can

The court invinvalidate my insurance?<...>

 

A long time ago I knew some people who went to court for driving without a license. In those days the court would not prosecute for no insurance if you had it. The fact that you might have invalidated it by breaking one of the conditions of cover was not relevant to the court.

 

You have also only been reported for the lack of a license.

 

I suspect then that you will not be done for no insurance. But I might seek the advice of a solicitor if I was that concerned.

[BankFodder]

Tougher sentences for banned drivers who cause death on the roads and a new offence of causing serious injury while disqualified are to be introduced.

A disqualified driver who causes death will face a prison sentence of up to 10 years, instead of two years, and the new crime will carry a four-year term.

The government said it was bringing in the changes after listening to concerns raised by victims' families.

The changes are expected to come into force in early 2015.

Justice Secretary Chris Grayling said he also intended to launch a review of driving offences and penalties to ensure people who put people's lives at risk were punished properly.

This will include those offences caused by uninsured and unlicensed drivers.

 

 

http://www.bbc.com/news/uk-27285078

[mch1991]

Well, the op's car would have been seized under s.165a of the Road Traffic Act 1988 for using a motor vehicle on a public highway without holding a valid driving license and/or a valid insurance policy covering at least third party risk.

 

It seems the op has stated they've been reported for driving otherwise in accordance of a license, which generally would carry 3 penalty points and a small fine imposed by the court, not a serious offence at all, however the invalid insurance factor is what can make it a more serious offence.

 

I'm assuming the op had a full driving license, which was subsequently lost, and drove whilst on a provisional driving license after reapplying for it after the driving ban was finished.

 

There really is no defence to the above offence, as either you had the correct driving license or you didn't.