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    • Lastly, I will go to the site to get updated images, but from google earth, you can see from the pictures the entrance states it is for the hotel parking, which I follwed instructions and gave my details to the hotel. Where I think my car was parked (it was that long ago I'm not exactly sure) there are signs on the opposite wall, but it was 12.30am, pitch black and they could not be seen.
    • I was planning on collecting up other court cases they have lost, to refer to as part of my evidence, I'm not sure if this is worth doing or could just confuse matters? But there seem to be many where the judge has ruled against them because of confusing and not clearly displayed signage, trespass, as well as their charge being £100, which is more than the Bevis case said was reasonable.    A quick search found this article as one example KBT cornwall lose case article.pdf
    • OK, I will do now. I did look to black out certain things, but I was not sure what I should and should not redact and there was nothing on there that was personal enough for me to be concerned with being made public. So I am happy for all to view, but if you are kind enough to redact what is needed as per the forum rules, that would be amazing. Armtrak Defence documents_compressed.pdf
    • yes but have the landowner paid this years contract fee. no evidence they have in the ws. pop it back up now if you wish. the forum is quiet i'll redact it for you so we have the info.   dx  
    • Thank you all so much for taking the time to comment and help, I really do appreciate it.   Just to elaborate a bit more on the background, just because my lack of knowledge of the process might mean I've actually done things along the way that I did not know what they were and so hadn't mention it.    When they decided to go to court, I was offered mediation, which I took. I offered to pay the reduced rate, just to make it go away, but insisted it was not an admission of guilt, it was a goodwill gesture to save us all the effort of court. They refused and wanted £250.    A court date was set, but in Leeds, then a couple weeks later I received another letter saying it had been moved to London.   I was not aware I had any say in which court it would be held at, but I now understand i have good reason to request it is moved to a local one to me, which is also local to the offending place, I will call the court tomorrow and explain that. But so far I have only been told what is happening, I've not been given the choice for anything.   They seem to be going down the route of a contract breach, not trespass which is interesting. There is a document in the evidence which has the agreement between themselves which I assumed meant they can pursue me.    I am going to visit the site again shortly, at midnight the time of the offence and take pictures to build a case file of the route I took to enter the car park, how it is in the hotel grounds and no signs can be seen.    Am I right in saying, the fact they do not actually have any pictures of my car in the location they say it was in, just because all of the pictures they have were at 12/30am and it was pitch black, I am going to say my car was parked correctly in the hotel side, not on their land and it is then up to them to prove otherwise, which they are not able to do, because the burden of proof lies with the claimant I think?
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LarissaJ

Park Motor Finance - disputed debt assigned to Bluestone Credit Management HELP please

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Hi,I am opening a new thread as my existing one,

is old and very long, plus most is irrelvant now and i think the length is putting

people off commenting on my recent develpmets - here is old thread for reference

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?240860-Park-Motor-Finance-Default-Notice

 

I took car finance out, paid over a third but missed one payment.

 

I was never informed of this missed payment, but then received a DN.

 

The default notice was faulty and they terminated the agreement.

 

It went to court, was adjourned and whilst waiting for the next hearing, the car was stolen.

 

The finance company was paid by the insurance, plus they had sold me gap insurance, so paid out by that too.

 

However they had added on lots of penalty charges for various letters and phone calls,

so there was still a balance.

 

I have refused to pay this balance as it is penalty charges.

 

 

For the last few years I have haeard nothing from them except for default sums notices,

but now I have recived a letter of assignment, assigning it to bluestone credit management.

 

What I really want to ask you experts, is what should I do now?

 

I don't want to ignore it, but dont know whether it is best to send a sar, cca or cpr request to bluestone.

 

I dont want to be dealing with a stat demand or a ccj.

 

Can anybody help?


consumeractiongroup.co.uk

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bluestone are chancers at the very least.

 

there are several threads on them here have a read.

 

can you scan up the letter you've had please

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Scanners broke, so I'll type it

 

This letter is to inform you that with effect from april 2014 under a written agreement with park motor fiance limited

your credit agreement referred to above has been purchased by five rivers

 

this means that park motor finance limited has transferred to five rivers the outstanding balance in respect of your agreement

as at the date above together with all its rights and interest in the agreement with you.

this is out formal letter to you notifying you of the transfer

 

what action do you need to take?

 

five rivers has engaged us, bluestone credit management limited to act as its asset manger

and we will mange your agreement on five rivers behalf.

 

all contact in relation to your agreement should be directed to us with immediate effects,

you can contact us in the following ways:

 

- bla bla bla

 

from now on, you must make all payments under your agreement to bluestone.

any formally payment arrangement that you have in place will continue.

please contact bluestone on bla bla if you are paying by diret debit or continuous care payment.

 

if you are making payment by standing order or bank transfer,

pleased change the beneficiary details to the following before your next payment:

 

acc number

sort code etc. etc.

 

if you are not currently making payments,

please contact us on 01142317485 s that we can learn more about your circumstances,

discuss the range of options that are available and find one that is right for you.

 

payment can be made using the following methods - bla bla bla

 

Further details

 

although the transfer does not affect the terms of your agreement,

you should note that from now on, no variation, amendment, release or waiver of your obligation

to make payments may be made or granted without our prior written consent.

 

please note that any queries relating to the sale of payment protection or gap insurance will still be dealt with by park motor finance

 

for the purpose of the data protection act 1988, five rivers in now the data controller for your account.

 

yours sincerely

bluestone credit management limited


consumeractiongroup.co.uk

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simply a letter of assignment

 

the OC know theres not a chance in hell of winning.

 

so they sold it on.

 

i'd be sendsing them the failed court paperwork if anything at all.

 

bluestone are bluffers in most cases.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I think I will send the 'bemused letter' stating that this agreement was terminated by park, maybe with a SAR too, just to see what paperwork they have on me. Also, if they are planning any court action, be it ccj or stat demand, they might think twice as they will know i mean business


consumeractiongroup.co.uk

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