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MBNA/Drydens Fairfax


lee32uk
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Hi All

 

 

I had a credit card with MBNA which I defaulted on, as I couldn't afford the payments on it.

 

 

I sent a CCA request many moons ago (Feb 2009 to be precise) and all I received back was a template CCA with no signature.

 

 

I have now received a letter from Drydens Fairfax stating that I must pay the outstanding amount (£10K). It also states if I do not respond by 9th May 2014 then they may commence legal action.

 

 

I have not paid any money since I sent my original CCA request back in Feb 09. I am also aware that in Feb 2015 this would be Statute Barred ?

 

 

Is it worth me asking Drydens for a CCA ? Or is there anything else I could do, such as asking it to be passed back to the original creditor ?

 

 

 

 

Regards

 

 

Lee

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Yes indeedy! Go for it! a CCA to DF is a very good idea.

 

Have you considered reclaiming PPI etc? (Thats if you have it etc)

Who was the original DCA... 95% of the time, the Original Creditor sells the debt because something is wrong with it.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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