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'Changing my name was only way to escape debt hell'

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One man spent years trying to fix his credit score - and even changed his name - after being wrongly chased for another person's debts

 

Gareth Pierce-Jones changed his name and has resorted to court action after he was linked to a serial debt defaulter with the same first name, surname and identical date of birth. His case highlights the intractable difficulties people face trying to rectify errors on their credit files, which are checked by lenders every time a customer applies for credit cards, mortgages or mobile phone contracts.

 

Mr Pierce-Jones, 35, has been repeatedly hounded for another person’s debts since 2010. He changed his surname from Jones to Pierce-Jones in August 2012 to try to solve the problem, but the other individual’s debts remained recorded on his credit file.

 

“I was horrified that something like this could happen,” he said, “especially as there was often no warning. It is embarrassing and financially debilitating.”

 

More:

 

http://www.telegraph.co.uk/finance/personalfinance/borrowing/10787200/Changing-my-name-was-only-way-to-escape-debt-hell.html


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That's crazy. Do they only go by your name and DOB?

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Yes hello MR A Smith DOB; 08/09/1978...

We see someone who isnt you defaulted so we are going to screw you over... Even though youre not the original debtor....

 

And what a surprise...

 

MOTORMILE FINANCE!!!!!

 

A spokesman for Motormile said: “We have offered Mr Pierce-Jones our deepest apologies and sympathies for any undue stress or inconvenience this matter may have caused him. Needless to say this was never our intention.”

 

I think youre lying ...

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