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    • He has failed to provide information required  pre action I have not received bill or details of what the other builder has done I have not receieved a letter before action  I had a verbal request to pay half of the new builders re-work  cost  I received an email stating if I didnt pay within 72 hours he would make a claim against me in the county court I did offer to pay £300 for the snagging which in my opinion was sufficient to cover any labour or materials on the minor items He went ahead and re worked the whole of the bathroom area without discussing it with me He has made a claim for £2400 He had taken it upon himself to carry out all of the works without recourse or discussion with me, other than an email saying he wasnt happy with some of the finish surrounding acurved wall and an extractor duct he stated he had lost confidnce in me and had appointed someone elase to carry out the work The original cost of the full garage conversion was £10400, building control were fully involved and passed all inspections I quoted in writing detailing the work I would carry out with a single price for the whole job no photos of the finished job he has taken lots of photos and videos but not shared them with me onlymeagain  
    • Evening All I am now working on pulling together my bundle of docs for Court (it needs to be submitted by 8 July) and have three parts I'd be most grateful for your thoughts on please. The first is a time line / case summary, the second concerns Items Not In Dispute and the third (I hope) sets out where P2Gs insistence that they are only liable for the first £20 of any claim falls foul of the Consumer Rights Act 2015 and also cites three cases where different judges found against P2G and ParcelHero Ltd when they attempted to argue their very limited liabilty was warranted. Anonymised pdfs of all three sections are attached. Given that in their Defendant's Response P2G appear to have conceeded that the eventually delivered parcel was empty, and that the contents had not been handled with due care and attention, do I need the amount of detail I have included in the summary document, or do you consider a significantly shortened version would suffice? As ever, many thanks g59 Description of unenfoceable insurance requirements for my bundle.pdf Issues Not In Dispute - anonymised.pdf P2G Timeline and case summary - anonymised.pdf
    • the temp frozen bank A/C will be under the money laundering rules. he must be transferring large sums of money in/out a UK bank account from abroad and the automatic system has fagged him. now he must wait for a human to intervein.  can take anything upto 2mts see the barclays forum. you cant get a CO for CTAX as that would need a CCJ FIRST  9/10 council dont go for CCJ's on CTAX debt , as they can go direct to bailiffs  but they are powerless as there is no right of force entry. dx    
    • That's what the claim, defence /counterclaim and trial is all about
    • Yep, agree. No actual agreement number given. Thanks dx and Andy - amazing value given 👍 What's the next steps ? In terms of a response from the court / Pra Group ?       
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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How much left on my CCJ

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A couple of years ago I had a CCJ issued against me for a Lloyd's bank account, I agreed to pay an amount each month which I have stuck to.


I'm unsure how much is left outstanding and seem to have mislaid the paperwork. I contacted Northampton to see if they could help with a statement of some kind so I know where I'm up to but they just reduced my monthly payment by £20.


I was just wondering if anyone knows the correct route to take to find out how much I still owe?



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Contact the court and ask them for the current status of the COurt order?


Also, who got the CCJ? Lloyds or a DCA? Who exactly are you paying? Can you give us more info on the background of the debt?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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Check with the claimant that you are making payments to ann. Northampton only issue the claim nothing to do with payments.





We could do with some help from you.



Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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I can't find the paperwork, and I can't remember whether it was paid to Lloyds or a collector on their behalf, all I have is a bank account number to make payments to.


I thought Northampton would give me the details but as I say I've heard nothing back from them, other than the reduction in payment.

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" but they just reduced my monthly payment by £20."


How have they done that ? What is on the paperwork ? Case number......Judgment claimants name?

We could do with some help from you.



Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 2 years later...

Hi i know that this is a very outdated thread but i cant seem to find anything more up-to-date.


I have a CCJ against me and have been paying £50 out of my wages for a good few years now. Im trying to find out if there is anyway at all that i can track the balance that is left on the original balance. The balance on the CCJ was for £5,164.


I have just paid £4 to search for the CCJ and it came up with case number and a ref number as well as the balance owed initially and what court it went through. The date on the CCJ says 10/1/2013. I want to know that if there is anyway i can find what i have left to pay if i have this info.


The company who i originally owed the (welcome finance) (the original loan was for £2000 mind) no longer trade, so im not too sure how i find out what i have left to pay.


as a side note i also know that this loan does have the dreaded PPI attached to it, is there anything that i can do about that at this point because technically im still paying that PPI on this loan, even though i was so silly not to pay it off originally. (i was very, very young) the original loan was about 10 years ago.


any advice on this would be greatly appreciated,

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thread is very old - you wont get seen

might be better to start a new thread

of your own please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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