MKDP Court action.

[RAIN859]

Although I have been a member for a while I have not posted on here before but I wanted to tell you about my experience with MKDP aka ****.

 

In Oct 2013 I received a court summons from MKDP for a debt of £2400 which they claimed they purchased from Barclaycard. After reading different forums on here I sent my defence form back to the court. A few weeks later I received a letter from the court recommending that this matter could go to mediation and an appointment time and date was set. In the meantime I sent of a first letter to MKDP saying that the debt was disputed and requesting a true copy of the assignment, a full and detailed statement of the alleged debt and a copy of the signed credit agreement, but got no response. Sent a second letter requesting the same information but still no response. At the day of mediation I was contacted by a mediator who explained that after speaking to MKDP they had told her that this case would definitely be going to court and that I would loose the case. They also told the mediator that they had not received my letters but the information I requested would be available in time for the court case and I should consider settling. I thanked the mediator but said I would not be settling as the claimant had not complied with the guidelines set by the FSA and had not followed the pre action protocol set my H.M. Justice dept. MKDP responded by saying they would see me in court. I then sent a third letter to MKDP once again requesting the information and highlighted their breaches of the FSA guidelines and of the pre action protocal..still no response. Copies of all the letters, postage receipts and signed for deliveries were sent to the court for the evidence deadline. Despite MKDPs bravado they did not supply me or the court with any evidence of the debt or a copy of their witness statement.

The day of the hearing arrived and at the allotted time nobody from MKDP had arrived. I had prepared two defences one for if they did attend and one for if they did not attend so I was ready for any eventuality. On being called into the hearing the Judge quickly made it clear that he was not a happy bunny and with very clever wording was berating the likes of MKDP. The judge then told me that he was going to strike the claim out and awarded me cost of £96.00 giving MKDP 14 days to pay up. RESULT.

What a laugh despite all their bravado and claims about the evidence they had and would produce at court all they can produce is a NO SHOW.

I don't think for one second think they will pay the £96 but hey.

So although you guys did not realise it you have helped me a lot the information you post on these threads is invaluable and without it I probably would not have got the right result.

THANKS GUYS