black horse - mortimer clarke/marlin chasing

[hesanmp]

hi

 

received letter of assignment last year from mortimer clarke re an old black horse loan.

 

i sent them a sar request with £10.

they have just returned my £10 and

have confirmed the following

 

'we are not holding copy credit agreement,

statement of account or any other documents relating to the credit agreement.

 

we confirm we have requested these documents from our client,

but that we have not yet received them.

 

they also go on to suggest that in future i direct and further sar's direct to their client

which is now marlin II ltd.

 

should i simply sar them or wait for mortimer clarke to respond.

 

if the debt has been assigned to marlin have they purchased the debt?

 

cheers

[dx100uk]

an sar should always goto the ORIGINAL CREDITOR

 

its a CCA request that goes to the fleecers chasing you.

 

they have 12+2 working days - END of!

 

dx

[hesanmp]

hi

 

thanks for that.

 

with respect to the assignment who is the actual creditor?

[theoldrouge]

marlin are the purchasers and now the new creditor, but sar to black horse

[hesanmp]

wouldn't it be normal practice for the original creditor to pass all the original paperwork etc to the assignee?

[dx100uk]

nope

all a debt buyer gets is a line in a spreadsheet

 

then their computer system automatically

sends out a threat-o-gram

to see if they can mug someone that knows no better

than to believe a DCA can actually do anything to them.

 

dx