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    • Ok, so as you have been overcharged you now need to be pragmatic and first of all request a refund by making a complaint.  In this first complaint do not go on about what argument you had and what conduct the inspectors were following.  Concentrate on highlighting the fact that you must get a refund because they overcharged you.  People looking at complaints receive thousands everyday and anything longer than a few lines is usually misunderstood.    After you receive your refund, then you complain about the conduct of the inspectors,  as a completely separate matter. I note that you were offered a refund, an argument broke out and you were escorted out of the station. This will not play in your favour as all inspectors would have taken note of this in their notebook and possibly complete an incident report form with their version of events. Frustrating but that's how it is, that's why I said to be pragmatic. 
    • agree with DX100uk on the reply. Every time I have replied or complained about those firms to the FO and FCA they take an age to come back and even then its with nothing new as they cannot do anything. for what its worth my debt is over 70k and even that has been inflated ! so no worries there. There are many thousands out there in the same situation.   In regards to COB and even Stepchange don't even bother as they have no idea themselves something which I complained to the FO about as CWD and IDR use in there letters to seek advice when they know full well that no charity or debt company know anything about the debt in dubai situation so this is again unfair to be using this. what also annoys me is that nobody ever signs off letters its IDR or Moriaty law etc !!!!    I have never supplied my financial details and never will and only when and if and I will repeat when and if that the debt i owe is purchased by a UK firm or indeed taken through the correct channels or courts then I will defence myself.   It makes me alugh that they think a small c;laims court understands everything that goes on and dont understand the full picture of laws that are broken and sometimes human rights also.   The best one to date for me was in 2011 imagine my new job and my new partner and some stupid collection agency in Dubai send a Fax to my director about my debt !!!! embarrassing but at the same time good to get it off my chest. they then called my partner in her work !!!! (yes this was the first time she found out about everything again good to talk) against the law, against any laws but this is how the banks and the agents work similar to those of CWD, IDR and I think Moriaty    dont pay a penny !  
    • Andy, thank you so much for your help. dx100UK  the date is 25 Jul 19   Is it ok to send now?
    • Your Rent. Bills. Council Tax etc 99.999% important.  Moriarty  0.001% important. Don't take food out of your kids mouth's to pay them.
    • Dx: half the comments they have put are not relevant or apply to anything we have stated. So not about to throw the towel in just yet.
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Argyll

Rossendales DCA Threat Letter on Legal aid 'debt'- SCOTLAND

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I received a letter today from Rossendales regarding a £500 debt I owe the legal aid agency.

 

Considering my case was only last week they've been fast off the mark.

 

The case concerned an appeal in Manchester which I was unsuccessful.

 

I live in Scotland.

 

I have two questions:

 

Does the LLA or Rossendales have any authority in imposing this charge as I live in Scotland and we do not have bailiffs?

 

 

If forced to pay what is the minimum I can pay per month?

 

 

I have no intention of sending details of my personal finances to Rossendales.

I have no contacted anyone yet but I am aware not to contact anyone by phone.

 

Thanks in advance for any advice.

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Are they acting in their capacity as "Bailiff" or "Debt Collection Agency" ?

 

I will amend your title to reflect that you live in Scotland and find someone on the site team to help :)


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I assume they are just acting as a DCA. I'll attach the letter if you tell me how I attach a PDF?

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**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx


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I received a letter today from Rossendales regarding a £500 debt I owe the legal aid agency. Considering my case was only last week they've been fast off the mark.

 

The case concerned an appeal in Manchester which I was unsuccessful. I live in Scotland.

 

I have two questions:

 

 

  1. Does the LLA or Rossendales have any authority in imposing this charge as I live in Scotland and we do not have bailiffs? - no
  2. If forced to pay what is the minimum I can pay per month?
    I have no intention of sending details of my personal finances to Rossendales. - that's for the procurator fiscal to decide

I have no contacted anyone yet but I am aware not to contact anyone by phone.

 

Thanks in advance for any advice.

 

NEVER EVER pay a DCA a gov't debt

 

in this instance the rossers are act purely as DEBT COLLECTORS

 

and have NO LEGAL POWERS whatsoever.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?421236-Rossendales-DCA-chasing-old-legal-aid-debt&highlight=rossendales


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MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Is your letter from Rossendales Collect?


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I hope I've attached this correctly? Sorry for the delay in replying but I've been ill.

 

There seems to be some confusion regarding this bill. I had £500 costs to pay and a further £350 costs as my appeal failed.

 

I contacted the LAA directly informing them I had no intention of dealing with Rossendales and I would only deal with the LAA.

 

The LAA debt department in London replied with the following email

 

"Further to your E-Mail dated **/**/14

 

I write to confirm that we are only dealing one of your cases in Debt Recovery Unit

and that is the certificate of ********** this is the account we have sent the Personal Budget Form to you.

 

With regards to Rossendales

I would suggest that you make contact with them direct as one of your other certificate’s

could have been sent to them which we are not dealing with."

 

This seems bizarre to me as they suggest they have contacted Rossendales for one part of the debt but not the other!!!

 

I suspect Rossendales are dealing with the first case and the LAA the appeal.

However to add further confusion Rossendales state in their letter (attached) the debt in the appeal court was £500 but it was only for £350!

 

Should I ask the LAA in London for a full breakdown of all debt and inform them I will only deal with them?

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yes deal with the LAA only

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Sorry to resurrect an old thread but I haven't heard any more from Rossendales until

 

yesterday when they called my mobile and I didn't answer.

They didn't leave any voice mail but I Googled their number.

 

They called me last year and I told them I would only deal with the LAA and put the phone down.

The LAA said they wouldn't deal with me and to speak with Rossendales.

So I was left running around in circles.

 

I'm surprised I haven't received any further letters from them,

it's only phone calls but I won't talk to them on the phone as I want everything recorded.

 

Am I taking the appropriate course of action by not taking their calls?

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correct

 

told you it was a load of old fleecing


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Thanks,

 

I'm guessing my name has come back around again for my annual phone call?

 

What's the likely outcome do you reckon?

 

Will they eventually just give up and go away?

 

I'm in Scotland so I think I'm right in saying they can't do much as we don't have bailiffs up here.

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already answered

go read your thread again


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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Nope can't see any answer.

 

What I asked is if the LAA won't talk to me

and I won't talk to Rossendales what's the likely outcome?

I can't see an answer in the thread.

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nothing

 

its a bogus debt in the first place..

 

you'd think the LAA

could simply click fingers and have your wages..

...funny they've not done that............

 

urm.........

 

dx


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MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Maybe I'm reading this wrong but you're coming across as quite smarmy and I'm just asking a simple question.

 

You may know the answer but I only asked for clarification on this. You said 'bogus debt' but offer no explanation as to why it's a 'bogus debt'.

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not toward you but the fleecing dca.

 

they can do nothing bar keep attempting to spoof you.

 

next will be a letter from one of their sister companies

well simply them in a diff name but same group

in an attempt to make you think its escalating.

 

the bottom line is you never ever pay/communicate nor talk

to a no powers DCA on a govt debt..end of no if's...

 

if the LAA had any legal claim themselves

they wouldn't pussy futt around with a dca

they'd arrest your wages or WHY

 

safe to say sit on your hands.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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not toward you but the fleecing dca.

 

they can do nothing bar keep attempting to spoof you.

 

next will be a letter from one of their sister companies

well simply them in a diff name but same group

in an attempt to make you think its escalating.

 

the bottom line is you never ever pay/communicate nor talk

to a no powers DCA on a govt debt..end of no if's...

 

if the LAA had any legal claim themselves

they wouldn't pussy futt around with a dca

they'd arrest your wages or WHY

 

safe to say sit on your hands.

 

dx

 

Thank you.

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Coincidentally they called me this morning.

 

I have their number on my reject list but they left a message asking to call Rossendales Collect.

Clearly this won't be happening.

 

Now that I've had time to get my thoughts together it's clear what you say must be the case.

 

If they had any power what so ever they'd be hauling me to court.

 

I've offered to pay the LLA direct which they say I cannot do as I'd have to speak to Rossendales which I won't do.

 

So I'll ignore them.

 

Am I correct in saying after 5 years in Scotland the debt is time barred?

 

How do I create paragraphs?

 

Once I send a post the paragraphs disappear.

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How do I create paragraphs? Once I send a post the paragraphs disappear.

 

It may be to do with the settings on your computer or browser.

 

In regard to the issues you have. As dx has said, if the legal aid people wanted to do something, they would have obtained relevant court authority in Scotland and you would be paying it back by now.

 

I am not sure whether legal aid debts are subject to limitations acts. I would be surprised if parliament in their legislation allowed limitation laws to apply to legal aid debts.

 

You don't have to deal with Rossendales, as they are acting as debt collectorsonly. It is up to the legal aid people to take this forward, but given that they have refused payment, it won't help them.

 

Suggest you ignore Rossendales and they will go away.


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I think theres nowt to stop you specifically writing to LAA

 

state clearly that you are willing to pay them directly

if you've done that already

 

end of the matter


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I contacted the LLA in 2014 as I was confused about two separate debts.

 

One was being dealt with Rossendales and the other from the LLA.

 

I've never had any dealings with the courts before so I was confused

but it transpired the LLA debt was a mistake

and was meant for someone else!!!!

How incompetent can they be?

 

I asked the LLA to retrieve the file back from Rossendales as I wouldn't deal with them

and haven't heard back from the LLA only Rossendales whom I'm ignoring.

 

Maybe one day the LLA will retrieve the file back from Rossendales but I certainly won't contact them again.

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I told the LLA I wouldn't deal with Rossendales only them but clearly they have ignored this.

 

 

Every six weeks or so Rossendales bombard me with phone calls which are automatically rejected and go straight to voice mail.

They stop after a few days or so only to start again six weeks later.

 

What surprises me is they have never sent a letter to me since the first one a couple of years back.

Their only point of contact is through my mobile which is ignored.

Anyone with a bit of sense would realise I'm not going to answer my mobile so would send a letter.

 

I'm not complaining but I just think it's strange.

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Told ya

Spoof in the first place

They want to make threats they would never put on paper

To see if you are mug enough to fall for it

 

Ignore

 

Dz


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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