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    • Let me throw more oil on while we await Jase's confirmation that the appearance that he was being disingenuous was mistaken.   Does letting people run here in any way whatsoever resolve the issues in that persons own country? and would they allow our destitute skill-less people entry to their country and feed home and support them from their own resources once the people we vote for in corrupt deceitful outside influenced elections have turned our nation into a bled dry, over-crowded, destitute hell-hole of asset stripped poisoned land and starving children, whether through ideological design or ideological incompetence  ?  (ask Priti Patel for starters) ... particularly if there were thousands of children in their own country being fed from food banks?   and does allowing an open door policy to those claiming oppression mean those people will be generous good people who want to join and add to our society? (ask Abu Hamsa)   Extreme examples, and some might argue those examples knew exactly how to 'manage' in out society - but for me they do demonstrate we need to have a process that integrates immigrants into our society before we can define an immigration policy based on anything more than OUR societies economic and social needs.
    • No I didn’t done it through comparison website unfortunately 
    • To throw oil onto water   I agree in principle to a national wage but question 1 is, at what point would a migrant become eligible for it? On arrival is , in most cases wrong as it encourages economic tourism but if they are genuine refugees it’s different.   I think we all agree ,(well the three of us)  doing away with the hostile environment is a must.  It makes me ashamed to be a human being when I hear some of the rhetoric coming out of many Tories and other right wing mouths. Tell me, do you risk death in a freezer unit because you think staying in your country of origin is really good? 
    • Thank you for your reply....so I have this clear in my mind even if Barclays did now reply to their SAR they would not be able to follow it up with a claim due to being out of time ... the reason I ask is because I would like to push this firm and possibly try a case for negligence for a bit of sport as they clearly have not acted in my best interests....as they are solicitors it makes it even more interesting as a test case
    • No I posted the date of the hearing on the 27th October.   Andy said he would help once we had a date. I now have five weeks left.   Andy if you aren’t prepared to help please do let me know. many thanks 
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Banks top complaints league table but Hargreaves Lansdown sees surge

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Biggest banks receive thousands of calls and emails a day from disgruntled consumers


Customers made 2.5 million complaints against financial companies in the second half of 2013, with the biggest banks receiving thousands of calls and emails a day from disgruntled consumers. Barclays topped the list, racking up 309,494 new complaints over the six-month period, which equates to 1,695 a day. Lloyds Bank came second, receiving 256,656 complaints, while Bank of Scotland and National Westminster also feature in the top five complained-about firms.


But complaints about financial firms on the whole have fallen by 15pc, figures from the Financial Conduct Authority (FCA) show. In the first half of 2012 a total of 2.9 million complaints were made. Complaints about Barclays fell by 17pc, Lloyds Bank posted a small 1pc increase, while Bank of Scotland and NatWest both reported decreases, of 18pc and 5pc respectively.


The reason for the fall is a heavy decline in the number of complaints about the mis-selling of payment protection insurance (PPI). A total of 1.4 million PPI complaints were made, a fall of 22pc on the previous six months. But PPI still accounted for 56pc of all complaints.


More: http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10754355/Banks-top-complaints-league-table-but-Hargreaves-Lansdown-sees-surge.html

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