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Jimmy The Saint

Full and Final ''' That is the question !!!!

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Hi all , Just a really simpl'ish question .

 

What are the chances of full and final settlement offers being excepted for the likes of small ( upto £2000 ) debts .

 

The debts in question are not secured and they are mainly mobile phone contracts and payday loans that went wrong .

 

I know its a bit of a broad question as i do not have the full list infront of me ,

infact im not sure of the full list of my debts ,

 

how can i find out exactly who i owe money to .

 

I know one is good old Lowell ,also Motormouth and i think moorcr*p .

any advice would be great and have a jolly good weekend caggers .....:grouphug:

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MMF... Probably out of the question with them... Can you give us a full list of debts etc?

 

Who they are with, how much, original Creditor etc... Default dates etc


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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MMF , lol , sadly i totally agree ,

 

but i am also quite resilient which they didnt quite realise .

 

I will try to look at what debts are where and so forth ,

 

but i like most did the old bury my head in the sand trick ,

 

it just got to the point where i didnt care ,

 

im quite stubborn like that ,

 

i have no assets as i have been divorced once and split from my partner of 7 years

and as my children live with my exes i obviously left the houses with them

so atleast they have a better start than me ,

geez im a good guy :-) .

 

Would it be only the likes of equifax and co. who hold a record of all debts , tbh ,

 

ive really no idea where what is ,

and i really do not engage with telephone conversations ,

certainly not with the likes of motormouth ,

and i add theyre number to the block list .

 

and thanks for the reply

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No Probs or the reply.

 

 

go to Noddle.co.uk and grab your credit report. Let us know what you see


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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NEVER F&F without getting a CCA request off FIRST

 

please list your debts.

 

why do you need to F&F rather than make an arrangement?

 

need a mortgage or just want them cleared?

which wont ever happen by F&F anyway

 

the default date is always the key

 

try noddle listed below

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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