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Court Claim Form from MKDP for old business OD - help


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..about 4-5 years ago I had a business overdraft for 15K,

 

got a letter from HSBC requesting I pay off the overdraft..

 

I could not do that as business was dropping off..

 

HSBC sent a few letters insisting on payment,

 

I did not acknowledge them,

 

after about a year a debt collector kept calling on phone

 

after a while they gave-up,

 

a couple of years ago think it was MKDP kept writing but I ignored them,

 

now I have received N1CPC Claim Form (addressed from MKDP)

 

with 14 days to respond.

 

Suggestions please

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What date did you last service the overdraft...deposit funds Stanley? Have you ever recieved a Demand/Termination Notice (Notice served under Sections 76(1) and 98(1) of the CCA1974?

 

Read here :-

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387483-LEGAL-CPR-31.14-Request-when-Claim-is-being-made-for-a-Current-Account

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 1 month later...

Thanks Andy, I Last Serviced the Overdraft 26 Aug 2008.

 

My partner (life and business) was first named on the account so her name is on the Court papers will we both get CCJ's? Will our business customers existing and new see the CCJ's?

 

We also owe HMRC about £50K, I assume we should try to pay them first?

 

Sincerely,

 

Stanley

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If the claim is in her name only then no you wont be subject to a judgment...as for customers knowing no ....only your creditors.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 3 months later...

We have a Court Hearing date next Month; To the Defendant and any Co-Proprietor.. Judge will consider whether the Order should continue and be confirmed as Final Order

 

A judgement or order given on 13 May 2014 by the County Court Business Centre.. £15420.18.

 

I would appreciate guidance:

 

Yes the debt collectors have been writing advising of the debt, we had an overdraft facility with one large bank in 2008 they requested repayment of the overdraft (when Banks having financial difficulty), the bank apparently passed the debt on to debt collectors, we had calls and letters from 3 debt collectors however none provided any proof that represented the bank,

the latest debt collector provided a copy of our bank statements but this shows 0.00 balance; they pestered me but they were after my partner as she was first named on account; i advised she was in Canada for a few weeks (true), they advised they would delay Court process; they did not, I advised the Court of the fact but they asked I pass the papers on to her.

 

I would appreciate any further guidance. Thank you. Sincerely

Edited by StanleyStanley
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Threads merged ...please do not start new threads on the same matter.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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