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Hi,

 

I currently have an outstanding loan with Toothfairy for £2736, when I originally took out a £400 loan lol, (although it has been outstanding for over a year now). I am now in a position to be able to pay back the loan, I was just wondering how much I should be looking to pay and to who (how to get in touch etc.) also I think that I may have previously have given them my debit card details, and the right to try and take the outstanding balance from my bank account. I am now looking to start using this bank account again, so am looking for help as to the next steps I should take before I pay back the loan and how to pay back the loan (to who and how much).

 

Any help would be greatly appreciated.

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Didnt toothfairy close down? If so, wait for the company that bought the debts to contact you.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for your quick reply. I think they e-mailed me once and I deleted it, my worry is will they take the money out of my account if it's available in my account. I haven't used this account for over a year but going to start using it again, is there anyway I can get my bank NatWest to stop this from happening?

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Yep. http://www.consumeractiongroup.co.uk/forum/showthread.php?336569-How-to-remove-a-lender-s-continuous-payment-authority

 

Also demand that the bank decline and refuse to process any requests from toothfairy or affiliated companies.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I have other PDL's shall I just go to the bank and tell them to cancel all CPA's and then negotiate with the PDL's when they contact me?

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Cpas would be a good start. Make sure you get it confirmed in writing. You want them blocked and not processed then refunded.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Is there a step-by-step guide to paying back PDL's or can someone talk me through the process, because I have the money to pay back, but don't want to pay over the odds.

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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