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    • Morning, I would appreciate some advice if possible. Daughter was recently returning from Alicante to Leeds Bradford with Ryan Air and her flight was delayed for just over 5 hours. I accept the weather around Alicante that night was very bad, and many flights delayed, also Ryan Air were very forthcoming with letters confirming the length of the delay advising the passengers this was to assist them with claims via their travel insurers. I assume from this that Rayan Air will claim the bad weather constitutes exceptional circumstances and they are not liable to pay compensation. Only thing is during the time my daughter was delayed Ryan Air had other flights returning to the UK which took off on time, in fact my daughter and other passengers were made to vacate the gate where they were waiting to allow one of these flights to board. Basically, is it worth submitting a compensation claim or would I be wasting everyone’s time? Many thanks Nosnibor
    • So what would johnson be telling the DUP?   DUP WE are Unionists. A border between us and the rest of the UK is no more an an option than a border between England an Scotland. Even May realised that. ooops Perhaps a bad example, but you get the drift..   Johnson: Don't worry, its just a ploy to get that half baked no deal deal agreed. I would renege on that tout suite with your help as soon as those people the plebs voted in have no option to Remain when I shaft everyone.   DUP Shaft Everyone? So what assurances do we have   Johnson Just trust me.
    • Well it would appear Johnson 'no detail and nothing written down' 'deal is in trouble despite   * no real detail and nothing actually written down and * it only being intended to get the UK into the transition aka out of the EU where there is no other actual default other than no deal hard Brexit.   Not that Johnson will give a damn about the DUP as a general election is likely upcoming and he is hoping that they become redundant again. They have always been more a liability than an asset = but desperate times ...          
    • The complaint is about both, I asked for the bill of sale on Tuesday alongside a breakdown of what has been paid and their charges. Then asked for a full SAR yesterday which they said they would send to me in due course.    I have copies of the agreements I signed on the day but not the bos this was never supplied.    With regards to a previous message about overvaluing the vehicle, the loans were only about £1000 or just over between the two of them, however this would put the fees well over the cost of the vehicle when factoring interest rates, which figures should I be looking at in this regard?   Thanks for all your help, the correspondence I’m getting seems to be being drip fed so will update as and when I can. Hopefully someone else might see all this and benefit from my mistakes!
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We don't get many bad posts on here about Excel maybe this is why

 

 

 

 

I recently found out that a close family member(single parent) has a magistrate court fine now with excel

 

 

the bailiff has been in there home and done a levy the fine has been getting paid every month however depending on what day on the month the pay day lands on payments are sometimes a few days late

 

 

If the payment is going to be late I advised to phone and tell them exactly what day they would be paying (even if its the next day)

 

 

relative is off work with stress and doesn't have this months payment (due last week)

 

 

they phoned them today and explained that they could not make the payment because they were off work with stress they were very polite and helpful and gave them an e- mail address to send a copy of there sick note

 

 

E-mail was sent immediately with an offer of reduced payments until they return to work

anyway me being me decided I would pay this months payment (sleep easer in my bed knowing its paid)

 

 

so phone call No 2 explained been on the phone 10 min ago e-mail sent but Hallowitch want to make this months payment for me

lady on phone goes away comes back yes we have your e-mail Hallowitch doesn't have to make a payment we will be in touch with you (made payment anyway )

 

 

 

 

WELL DONE EXCEL AND THE REST TAKE NOTE THATS THE WAY IT SHOULD BE DONE

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Now that is excellent, an Enforcement company looking at welfare and vulnerability.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I love it when someone cracks a funny ;)

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Well done to Excel and in fact, only about two hours ago JBW Group also confirmed that enforcement has immediately CEASED regarding a debtor who is 'vulnerable' and the same has happened with Collectica Ltd. Marston Group also agreed a 'stay' on a PCN debt for 10 days awaiting proof of vulnerability.

 

The most important point to consider is that communicating with the enforcement company is VITAL.

 

Long may this continue.......

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I would say the applause should be for the BBC not the companies.

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We have to remember that we are currently in a 'honeymoon and 'post Panorama period' regarding the new regulations but it is nonetheless welcome to see that there are 'some' companies whose Welfare Dept's are working as they should do.

 

I would emphasis that communicating with the enforcement agent at an early stage is vital in order to avoid a personal EA visit.

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