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RBS Packaged account fees reclaim......**+£1600 won**


technique1966
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Having reclaimed the PPI on my RBS overdraft earlier this year see here

 

It recently became aware that perhaps I had a claim regarding a miss sold packaged account

as I was told that I had to have this account to have the overdraft facility that I wanted.....

 

dropped a letter in the post a week last Friday,

 

today I received a letter agreeing that was the case and approx £1600 in fees and interest will be in my account within 3 days of the date of the letter....

 

Quickest, easiest reclaim ever, one letter, 2 weeks, done and dusted.......

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This is very good news indeed and looks like you didnt have too much hassle either :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 2 months later...

Hi

 

I had a similar experience with the co op bank. Initially rejected my claim so went to ombudsman. They then looked at it again and refunded £510. Sadly they just kept the money to pay off some of my loan with them. Sad really as the £7000 ppi last year was paid to me. Never mind victory.

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  • 2 weeks later...

Hi tc5712

 

Put it in a letter, send it off, and they will probably reject it. Then send your final response letter to the FOS and then wait. It only took me from initial letter to offer of money about 8 weeks. I also got 8% interest. It's worth it. All the help I have had on here has given me the confidence to fight for my rights.

Going after welcome through the courts next!!

 

Go get em!

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  • 3 months later...

i tried to reclaim my RBS account fees, but the bank said ridiculously that I should have known there where fee-free accounts as I previously had another bank account in the UK!...eh yes, one i opened in 1978!! Anyway, i had to go to the ombudsman, I sent off all the details, and this week they sent me a form, which is not specific to my case, but generic, almost like a survey. Asking me to outline my case in more detail. All I would be doing is repeating what I already told them. Now I am suspicious that if I give the 'wrong' answers, they will throw my case out. Anyone had this form? If so, any advice would be appreciated. thx

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The form is generic and as I understand it - there are no wrong answers. Just truthful ones.

 

It might be a good idea if you were to start your own thread. :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 6 months later...

Hi, can I ask on what grounds you could request a refund?

 

I had a key account for quite a few years, and they talked me into a Gold then Platinum account as they said the Key account had no bearing with them as a proper account so I wouldn't be able to apply for a credit card etc with them whilst I had the Key account.

 

Thanks

 

JJ

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might be best to start a new thread

 

 

of your own jue

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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