Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
    • Gove will be rubbing his little hands together in glee. He been quite careful in his limited wording in 'supporting demonic. but he poo'd his own pot a bit with that priority preferential test   No confidence vote (in PM not party).
  • Our picks

    • View this quiz Employment status during COVID-19
      What do you do if you’ve been told not to come to work due to the current crisis.  Watch the video here or on the Youth Consumer Service Instagram page.

      Did you learn anything? Do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 0 replies
    • One Parking Solutions - Damning judgement. Read more at https://www.consumeractiongroup.co.uk/topic/421148-one-parking-solutions-damning-judgement/
        • Thanks
        • Like
      • 63 replies
    • View this quiz Coping with extreme hardship
      Life can be tough when you're entering the world of work and in the present virus crisis, things are even more difficult.

      Watch the video below or go to the Youth Consumer Service Instagram page . Afterwards, you can see if you've understood the points which are being made by taking the quiz.
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 8 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
    • View this quiz: Pre-pay meters
      An explanation of how some gas and electric companies offer emergency quarantine support.

       
      Watch the video here – or go to the Youth Consumer Service Instagram page and watch it there. Then come back here and do the quiz
       
       
      Submitter BankFodder Type One Right Answer Time 5 minutes Total Questions 6 Category The Youth Consumer Service Submitted 15/05/20  
      • 1 reply
agy

Another Harlands Story

style="text-align:center;"> Please note that this topic has not had any new posts for the last 763 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

hello everyone.

 

I am in deep mess with harlands, due to automatic membership renew.

i joined Bromley Self Defence in May 2013 with my son.

Monthly fee was ridicules but because I was attacked carjacked few months earlier I would pay for

anything that will restore confidence and ease the stress.

I paid monthly £80.

anyway I have signed the contract. from what i understood i was tied up for 6 months, but

after 8 months I realized that they keep charging me.

at that time me and my son didn't attended classes anymore.

I cancelled my DD and start receiving letters from Harlands demanding monthly repaiment and admin fee.

I contacted Bromley Self Defence but received information that my contract stated that i will be renew with contract after 6 months if didn't cancel in advance and that also Harlands sent me letter

saying i have two weeks to cancel or will be renewed.

i didn't received any letter.

now my balance is £210 and I seriously don't know what to do.

please advise me, this is beyond my understanding.

Share this post


Link to post
Share on other sites

Hi Agy and welcome to CAG

 

Have you checked through the m/ship agreement that you signed. We need to know exactly what it said about what happened at the end of the first 6 months. Let us know. If you have trouble understanding it, I will ask you to forward a copy of the agreement to me.

 

If we think they have taken DD payments from you that they were not entitled to, we will recommend that you seek a refund via your bank. But let us have the information we need first, so we can advise you properly.

 

Don't worry too much about this - we will help you sort it out and you will NOT have to pay them all that they're demanding. The gym may not be willing or able to help you in this matter. But we'll help you deal with Harlands. Their admin fees are probably not payable at all.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

hi,

thank you for your reply and reassurance.

seems I am doomed. there is note about automatic renew.

Edited by agy

Share this post


Link to post
Share on other sites

What was your contracted minimum term?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

6 months. finished in November 2013.

Share this post


Link to post
Share on other sites

Then you would be on a rolling monthly sub. As long as you cancel giving a clear months notice, you would owe nothing. i think you need one of slicks letters for this.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Yes, probably, but I still need to pay all this money plus admin fee.

I haven't been remained about renew ( they stated I was).

I know mistake on my part is not giving them a notice, surly, but I just wonder how I can reduce the payment if this possible.

Share this post


Link to post
Share on other sites

No you dont have to pay what they say. Dont fall for harlands silly tricks. When slick is around, he will advise you on what to do in order to get rid of these parasites.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi Agy,

 

Can you confirm where these classes were held as I'm not sure if this is a gym, a council facility, etc.

 

Are you certain it is Harlands that handle admin for the m/ship. I ask this as the agreement refers to DFC or Debit Finance Collections PLC and this is not a company normally associated with Harlands.

 

Can you hide personal data and post a copy of the other side of the agreement. I need to see this before offering further comment.

 

Thanks :-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Sorry, forgot to say, I very much doubt you will have to pay what is being requested.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

hello everyone.

my mother has had nasty fall. I was looking after her for few days and with work in between I had no time to open my laptop.

i will attach the contract details.

BSD is a private business. they used to run classes in gym in bromley and keston, now they had their

facility.

Edited by agy

Share this post


Link to post
Share on other sites

Hi Agy and thanks for the further doc'ts.

 

On the T&C's, s.9, it says the agreement will be renewed for a further term equal to the original initial period AND that you would be notified of the Renewal Period and the Renewed DD pay'ts. Did you receive such a letter.

 

Then on the other doc't headed Customer Contract, under the heading "Giving notice to cancel", it says payments will continue to be taken after the initial minimum unless you cancel in the month before the end of the first 6 months. It goes on to say you can cancel at any time after the initial minimum period by giving a month's notice.

 

So, in my opinion, you were notified the agreement and the DD pay'ts would continue after the first 6 months. And you were entitled to cancel after the first 6 months by giving a month's notice. Cancellation of your DD mandate does count as giving notice to cancel so I think you may have to make just one further pay't to end the matter.

 

Can you now please let me know :-

 

1. The date you cancelled the DD mandate.

 

2. Did you tell the gym or Harlands about the DD cancellation by email, letter, phone call, etc or did you NOT tell anyone.

 

I will then draft a letter to send Harlands,

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

oh, well.

I didn't received any letter, but in their statement I did and as a result of anger I didn't notice them about cancellation.

I just cancelled DD.

I can see clearly now that I scrued this big time.

stupid me.

Share this post


Link to post
Share on other sites

Youre not screwed. Follow slicks advice and youll get it sorted.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi Agy,

 

You've not screwed this up and we'll help you get it sorted ! :wink:

 

Letter to Harlands :-

 

Dear sir or madam,

 

I refer to your demands for payment of xxdate which I dispute.

 

You are aware that I cancelled my DD mandate on xxdate and this was adequate notice of cancellation (as per the High Court case of The OFT v Ashbourne Mgt Svs Ltd). Although I had finished the initial 6 months membership, I now realise I should have given you a months notice before cancelling the DD mandate.

 

In the circumstances, I am prepared to pay you one further month's fee of £xx.xx but I will not pay any admin fees which are unenforceable penalties.

 

If you confirm in writing that you will accept £xx.xx in full settlement of all monies due to you, I will pay it promptly.

 

If you fail to accept my offer within 14 days or you insist that I pay more, my offer will be withdrawn and I will pay you nothing.

 

Yours faithfully,

 

Harlands tend to argue for ages but we've found you can just ignore them after a while.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

hi slick,

 

letter sent, cant wait for the outcome.

thank you again.

 

I wish Happy Easter to all.

Share this post


Link to post
Share on other sites

hi everyone.

just updating.

I received respond from harlands regarding my letter.

They still demanding whole amount of £290.00 by the 16th May 2014, otherwise they

will passed to in-house collection team CRS with further fees.

 

I your opinion , should I respond to that or not.

also, I am worried if they pass it to CRS would this affect my credit score in future?

Share this post


Link to post
Share on other sites

Ignore them. They know they cant do anything and if a silly DCA gets involved you can tell them straight up that there is no debt and you will be filing formal complaints if they harass you. You can say the same to harlands. Dont worry about your credit score, i cant say ive ever heard of harlands putting a marker on it for their spurious charges.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi Agy,

 

You gave Harlands the chance to accept one further month's payment but they refused or ignored the offer, despite you saying it was limited to 14 days.

 

Do not worry at all about CRS. This is just Harlands wearing a different hat !! :lol:

 

This matter will not affect your credit rating as gym m/ship "debts" are no longer reported by the CRA's.

 

I suggest a brief letter to Harlands :-

 

I refer to your letter of xxdate.

 

I offered to pay a final month's fee but you chose to decline or ignore this. My offer has expired.

 

If you continue to demand payments, either as Harlands or CRS, I will make a formal complaint to Trading Standards.

 

As far as I am concerned, the matter is now closed. I reserve the right to ignore further communications or demands from you but they will be reported to Trading Standards.

 

Let us know if/when you you hear further from them.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

I will definitely let you know.

 

Many Thanks. :-)

Share this post


Link to post
Share on other sites

hi again,

 

no reply to my last letter but instead I have one from CRS demanding and extra £104.40.

my balance is now £394.40. is scary.

Share this post


Link to post
Share on other sites

Hi Agy,

 

My advice would be to ignore CRS for now.

 

However, if you feel the need to respond, you can tell CRS :-

 

I refer you to your demand for £394.40 which is ludicrous.

 

My letter to Harlands/CRS of xxdate [my draft in post #19 above] said I would report further demands to Trading Standards and this will now happen.

 

Your ridiculous demands will continue to be ignored.

 

Let them continue to add their daft charges if they want. You can just continue to ignore.

 

Keep us updated.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

I don't feel I need to reply, but I have bad experience with debt collectors.

few years ago we sold the house, tenant of the people who bought it, somehow was using my details

(I think she must have some of my letters) to catalog shopping. It took me nearly two years to clear my name.

I getting a goosebumps seeing a red letter.

I will try to ignore it for now and will see.

many thanks slick.:-)

Share this post


Link to post
Share on other sites

DCA's cannot do anything to you. Especially these muppets. Follow slicks advice and youll be fine.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi everyone.

 

Unfortunately, again harlands story.

My previous posts in here from 2014. Since then I did hear from them until last Friday. I have received letter from Debt collectors stating that they add another £36 and demand the payment. They also mentioned that they were looking for me as I moved houses. Yes, I did in April 2015, but from June 2014 - April 2015 no more correspondence from them.

My, question, again as mention in previous posts to ignore it. Should I ignore it?

I the last post Muldy mentioned that they managed to get CCJ against her. I am worried.

Appreciate any advice,

thank you

agy

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...