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john

judges requests

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Have just sent 1st letter to RBS claiming for my closed business account. Applied for statements and paid proverbial £10 for them.

 

Old manager emailed me yesterday when letter would have been recieved, firstly to ask more details so he could obtain statements for me so I replied I've already had them over a week, and one today asking if he could have my statements or if |I can copy them for him or if he should obtain his own.

 

Guess what I replied!!!!!!

 

Thought it would have been passed to their legal or customer service dept, but obviously not.

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Good luck.


Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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money claim online made on the 10 may, issued on the 11 may and acknowledged from the bank on 12 may, not heard anything 7 days to go and counting down, any advice?

do i need to start getting ready for court

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Anyone out there got any advice?

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Title changed - checking the thread, the bank gets 14 days from issue date to acknowledge claim, and if they do, a further 14 days to file a defence.

 

My guess is you will hear from the court, as they will have been notified of the bank's defence, assuming they file one. Alternatively they may just cough up beforehand.

 

Sorry that this thread was not picked up earlier...it seems to have escaped our attention...


Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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quick update... 4 days to go and still not heard anything!

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Good luck John, I'm following your thread with interest.

 

I'm about 10 days behind you, my claim was acknowledged on the 22nd May and I haven't heard anything from them yet either.

 

How much is your claim for, (if you don't mind me asking)?


24/04/06 - Capital One - £170.00 - Court Claim Acknowledged - Defendant intends to defend claim

18/05/06 - Full settlement received (£170.00) + another £20 for charges added after claim issued.

 

16/05/06 - RBS - Court Claim Submitted - Total £4900 (inc. Interest + Court Fee + Allocation Fee)

22/05/06 - Acknowledged by RBS

16/06/06 - RBS Defence Received

29/06/06 - Settlement offer from Cobbetts LPP £2,500

22/07/06 - Hearing date given as 27th October, York County Court

25/07/09 - Cheque received from Cobbets for £4800!! only £100 to go!!

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£2850 inc interest and court fee, time is up on thursday and still not heard

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just wondering if you have heard anything yet?


RBS:

Data Protection Act request sent 6/6/06

Prelim sent 23/6/06 - no response

LBA sent 10/7/06

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nothing yet. no email, no post . have got to check post tomorrow then thats it?

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Just check the moneyclaim website. If no defence filed by end of day the go for judgement by default asap!

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Fingers crossed for you :) Will look forward to you updating this.


Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Keep us posted. I am desperate to know the outcome!:)

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no post or emails today.i have tried to enter judgement by default on the website and it will not let me. the date of issue is 11/5/06 and it was acknowledged on the 12th and the date on the letter confirmation is the 12th aswell. i will try later but it looks like i might have to wait another day.

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Bet you have been on edge all day as well!!

 

Oh well, roll on tomorrow.


Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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yes i have. after nothing in the post i have had to wait until i finished work to be able to check my email. the 28 days is a bit unclear as when you can claim a default, do you have to wait 28 days clear or can you claim on the 28th day?

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I would think that they mean a clear 28 days but don't know...not up to that yet.

 

Wonder if you can input it at 00.01 ????


Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I'm with RBS and a newbie here, I'm following your thread in anticipaiton!!! Just about to send my DPA off in the morning. I've had £624 of charges since Jan 04 so cant wait to get the rest of my statements back as you can at least double or treble that figure!! The most annoying thing with RBS is you can go overdrawn by just a few pence and then get charged twice! A £28 maintenance charge AND a £30 referral charge!!! Then to top it all off, you then get charged because their charges take you overdraw??! Ridiculous! I really really HATE RBS with a passion and its time to get them back :evil:

 

Sorry, just had to get that out my system! Anyway, I wish you the best of luck!!

 

x x

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Any news, John?


Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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i tried again today to claim by default but could not, so i called the moneyclaim helpline and found out the papers were served on the 16 of may so the final day for them is monday, if still nothing i can claim by default on tuesday. i will have to wait until tuesday now, of course thats unless they pay up!!!!!

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sorry tuesday 13th is day 28 then if nothing claim by default on wednesday 14th

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Just bumping this as I know tomorrow is the last day - any more news John?


Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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i have not heard a thing. i can claim a win by default tomorrow and will, i am going to call the court first thing to check they have not put a defence in at the last minute then claim by default.... will post and let you know

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ooh I'm getting all excited! Seems to be alot of wins by default at the moment - see Barclays section

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