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    • There was an organisation that tried to recruit seasonal farm Labour last year, but the feedback I received from quite a few people, was that it did not work very well.  There were too many people registered looking for work and it was very difficult to match people with farm locations.  And people, need to be able to move around from farm to farm.   Which is where Government could step into help with setting up a better system.  Perhaps an agriculture recruitment agency, similar to how Government set up Manpower decades ago.
    • 1. mother 2. daugther + baby 3. 2 sons. 4. sons wives + baby 5. son in law (soon) 6. All in a 2 bedroom flat. 6 adults and 2 babies. 7. 3 of the 6 adults would be in the flat though illegal visa fraud. 2 wives have got there passport.   i know there address, there names and how they did passport fruad.   i called police, they told me to go there, i went there they sai we dont do it, go crime stoppers, i went to crime stoppers and they spoke some crap and told me to go elsewhere.   can someone please 1st explain is there something wrong with point 6 and 7. if so what can i do about it urgently.        
    • That sounds like a good idea, UB, I don't know if it's happening already.   There was a scheme last year, wasn't there? Brits were invited to help out on farms but I don't know how many stayed on. The last I read, it wasn't a very large percentage.   https://www.countryliving.com/uk/wildlife/farming/a31954445/help-feed-the-nation/   It seems that the standard of accommodation is part of the problem and Eastern Europeans are more likely to put up with living in caravans or tents.   One answer is to raise prices - are people willing to pay more for fruit and veg to support British farmers?
    • In regard to food shortages because of a lack of labour to pick crops, I would have to say that the UK labour market is very poorly organised.  You would think that social media would help people living in cities and towns find work out in the countryside picking crops, but unfortunately this is not the case.   What should happen in every geographical location is that farms list the work that is required with a central register. People interested in the work would register their details and availability with the same register. Once the work arrangements are agreed, you then need some accommodation and/or transport arrangements put into place. With the workers either staying on or near the farms or travelling to/from the farms.   Government could help to fix this problem by providing resources to help farmers organise their recruitment.   There are plenty of people who want to work on farms, but they live in cities and towns miles away from farms, without own transport to travel to the different farms that would be offering work.          
    • There are hundreds here BB, but it's difficult to know what to send because we know nothing about what happened.   It would be much better if he took over this thread and    - filled in the sticky  https://www.consumeractiongroup.co.uk/topic/352949-have-you-received-a-speculative-invoice-from-a-private-parking-company-do-not-ignore-it/    - uploaded the PCN    - briefly told us what happened.   The fleecers are threatening court after 30 days ... tick tock.    
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Ford Finance / FCE Bank Charges Reclaim

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Hi guys, pretty new to the forum so please move if in the wrong forum.


I have had previous success in reclaiming charges down the years but before all the hoo-ha with court cases.

However I had a hammering on my car finance with ford, done through FCE bank I believe back in the day with regards to late payment charges, over limit charges etc etc.


The account is since closed but was running from about 6 years ago up until 18 months ago.

Is there still any scope for me to reclaim these in this day and age?


As i'd obviously like to pursue some of my money back if its a possibility but don't want to chuck a tenner their way for a SAR if its not going to get me anywhere!


If this is the case id appreciate some guidance. Initially i think i will need to send a SAR as i have lost the majority of statements. Would this be sent to Ford Finance or FCE do you know?


Thanks in advance!

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Sorry you were missed.


Overdrafts are the one charge which would be difficult to reclaim. Other charges (loans, credit cards) are fair game. Even if there were no charges applied, it is still good practice to get copies of your account history which may show malpractice as well.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi silverfox, its not overdraft charges - it was car finance bought through ford credit which i believe is represented by FCE bank according to paperwork. I was paying back around £150 a month over a few years and was hit with a number of £25 charges for late/missed payments. Is there a chance of claiming these back if i go through the process?


I'm in the process of going at it with old store cards now in another thread as I've done the banks ones in the past.

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if these were charged within 6yrs from today yes


outside of 6yrs, you might have issues


links are below



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

£150 interest plus £45.84 in interest (8.20%). Letter sent today with schedule of charges for the total of £195.84. Will let you know on any developments.

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  • 4 months later...

Similar to my other thread on Santander/RI Card charges, i have sent 2 letters to them stating i did not accept their final resolution and second time that i was willing to take an offer as a GOGW prior to taking my case to the FOS. They dismissed each of them and maintained theyre stance by directing me to the FOS.


Have i lost the battle with this one or can any one advise how to move forward? Thanks

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