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    • if you wish to put up everything like    your defence claimants WS defendants WS   then im sure those here now and future victims will find it of value   if you read upload carefully you'll see its best to upload each as a separate multipage PDF but ofcourse you'll have to redact each page as a jpg picture 1st before merging each to the relevant multipage pdf .   dx  
    • Thanks I’m happy to put something back ! I didn’t have the courage of my convictions to counter claim even though I was really quite proud of the thoroughness of my court bundle ! i really wanted the opportunity to get into the detail with the judge and felt quite cheated when it ended, but of course I realised that they had just moved on to their next victim  will watch this space 👍  
    • I have created your own topic for this as its import to have it own one but placed a link on the thread you posted on.   you should never counterclaim that exposes you to further cost and rarely succeeds esp if they disc' the claim always best to state in a sep letter you will be seeking costs esp loss of days wages at £90 which most judges allow.   as for an sar, its p'haps always better to issue a cpr 31:14 too or in replacement of, an sar.   well done on your important win
    • My wife has directed me to post on this thread as I have just successfully won against these charlatans   My hearing date was all set at my local court for 31st October 2019 all defence papers were filed and served and frankly I was really looking forward to it! This morning I received a letter from BW legal stating in a one line response that I was to take this letter as a notice of discontinuance whereby the claimant KBT (armtrac) discontinues all of the claim. I am beyond disappointed that I didn’t get my chance to see these idiots across a desk! And that’s it I don’t appear to be able to take this further? I now realise I should of had the courage of my convictions and faith in the advice of others to issue a counterclaim! What I have now in my possession is a file of information which would be Gold-dust to the next person in my position! I feel like I would be able to get some sort of closure if I could pass some of this wisdom on but there are many posters here already and every case is different in its own way The key points in my defence were as follows and useful to anyone ‘caught’ at Sandy Acres. Keep the original parking ticket you purchased and send a copy to KBT with a covering letter ASAP do not identify the driver at any stage of the process!!!!  The blue sign uses the word penalty which is contrary to the IPC codes of practice  The red and white sign has a café open sign in front of it  which obscures it from the drivers view both available to download via Google maps Check the date you receive NTK mine was 71 days Do an SAR and you will get back the pictures of the alleged offence in my case they were of such poor quality you could not tell which way up the ticket was in the photo and in no image they held was there a picture showing the ticket and the vehicle numberplate. They offered no other evidence. Pretty soon you will see the money is being sought escalate until they no longer match the figure on the NTK even if it is sent within 56 days When you see a breakdown of costs for the money being sought it will ultimately include legal costs, typically £60 that the solicitor knows cannot be recovered in Small Claims Court. Personally I am now considering reporting BW legal to the law society or solicitors ombudsman for being party to a process which is fundamentally dishonest, an abuse of process, and a complete waste of court resources?   i am happy to help anyone who needs assistance but rest assured that their case against you relies on you caving in and paying, they have no plan B but will try and make you doubt your ability to defend yourself.   Dont worry about small claims Court, it isn’t crown court, just an office with 3 desks and certainly less stressful than a job interview or meeting with the bank and less at stake.   I got to one week from my court date and they gave up!
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Dandilion112

Rossendales DCA chasing old legal aid 'debt' **WON!! revolked/cancelled**

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Got another letter from rossendales

 

20140426_095044__edit_1398502355354.jpg

 

should I ignor it or call legal aid, I sent a letter to legal aid that they received on thursday.

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deal with legal aid directly

 

forget the rossers.

 

dx


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Thy also cant add on interest unless it states so in the original contract


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I telephoned Legal Aid today to ensure any action was on hold whilst the matter resolved,

 

they have said that the figures are based upon the value and the mortgage remaining on the propery now rather than at the time of application.

 

Is anyone able to confirm that this is correct as I was under the impression it was from time of application.

 

LA have also said that payments/payment plans etc have to be made with Rossendales.

 

Rossendales charge a fee with each payment, which will add to the 'debt'

 

Will Rossendales expect an income and expenditure list

 

and for us to make an offer or do they set what we have to pay?

 

many thanks

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rubbish

 

tell them you want to pay direct

 

ask them to show you where it says a DCA can ADD anything to a debt.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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I havent had a reply to the letter I sent to Legal aid so telephoned them today.

 

The .gov site states that the capital contribution order is based upon the time of application.

(it also says the order will be made within 6 months of the case ending, it was 38 months after conculsion when I got the letter)

 

I telephoned Legal Aid this morning and quoted the relevant section to them,

they have said 'regulations state they can assess at any time'

They have also said that they have no facilities to take payments and we have to pay Rossendales direct.

 

If we can eventually come to an agreement with what I apparently 'owe'

I would have to make monthly payments and I would want to pay them

and not have to pay the additional charges added by Rossendales for paying by debit card monthly.

 

Would anyone be able to help with how to word a letter to state that I would offer a monthly payment of £x

and that I dont want to pay Rossendales or the addditional charges they add.

Will I have to send Rossendales an income/expenditure form.

 

many thanks

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I have received a letter today from Leagl Aid, confirming that they can assess the value of the property whenever they want.

Thy acknowledged that its been dlightky longer than the 6 months to send out the order following the case (38 months)

it seems like there is absolutely nothing I can do about them sitting and waiting till the house has increased in value/the mortgage has reduced.

 

Im reluctant to pay Rossendales but legal aid insist I cant pay them direct

 

 

-any advice on how to pay them, Rossendales charge a fee to pay monthly by card

 

Im going to struggle to pay this back so dont want to be paying additional fees.

 

many thanks for your help.

Edited by Dandilion112

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I think you need to ask them to point out to you, specifically, where in the regulations it states that they can assess whenever they want ?

 

I think it might be in your interest to seek the advice of a solicitor - quite a few of them will give you a reduced rate for the first hour, I think ? Citizen's Advice Bureau should be able to point you in the right direction.


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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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You might be able to get free advice from the following.

 

http://www.lawcentres.org.uk/


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Many thanks for your help. They said 'regulation 34'! Unfortunately there isnt a law centre in my area that will help- the only one said they cant help as only deal with immigration and employment law.

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I wrote to Legal Aid stating that whilst I did have equity in the property

I was unable to access a portion of it to pay in full.

 

I stated that I could offer a monthly payment but was unwilling to pay Rossendales a monthly admin fee.

 

LA have written back saying they are unable to discuss payment /payment plans

and we have to deal with and make offers to Rossendales.

 

Surely LA as 'owners' of the debt can say they accept the offer??

 

What should I do next??

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Hi

 

After a few letters going back and forth between LA and myself

 

I asked for them to supply me with a copy of the legal aid application form they kept referring to.

 

LA stated Rossendales had it.

 

Rossendales stated the court had it,

 

crown court failed to respond to my requests for a copy.

 

No one seemed to be able to tell us the date we applied or any information contained within the form I signed.

 

Very long story short...

 

... I received a letter today to inform me that an error had been made

and the capital contribution order has been REVOKED!!!

 

Thank you for the helpful advice feel like a huge weight has been lifted.

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hey very well done

 

i'll mark the thread

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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Hi

 

After a few letters going back and forth between LA and myself

 

I asked for them to supply me with a copy of the legal aid application form they kept referring to.

 

LA stated Rossendales had it.

 

Rossendales stated the court had it,

 

crown court failed to respond to my requests for a copy.

 

No one seemed to be able to tell us the date we applied or any information contained within the form I signed.

 

Very long story short...

 

... I received a letter today to inform me that an error had been made

and the capital contribution order has been REVOKED!!!

 

Thank you for the helpful advice feel like a huge weight has been lifted.

 

Excellent news, did they say what the error was ?


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Excellent news, did they say what the error was ?

 

Sorry the wording was:

 

'We have now reviewed your liability and can confirm that you are no longer required to make a contribution. '

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:thumb:

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thread is 4yrs old

You won't get seen here

Please start a new thread

Of your own

 

Dx

Thread now closed to stop newbie bumping


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 610 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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