Jump to content


  • Tweets

  • Posts

    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3674 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

had bailiff round yesterday giving 24 hours notice.

 

Despite my regular payments direct to the council regarding the outstanding CT arrears.

 

They posted a letter this morning saying attending at 5pm,

 

now I know not to let them in and have emailed both parties regarding discrepencies in their respective amounts.

 

They also posted a notice of seizure of goods for a car that is not mine let alone parked on our street!

 

Dont know where they got it from.

 

Both parties are unwilling to compromise so far and

 

the council have said they will pass my case to the court should the bailiff return empty handed so to speak.

 

They have told me it will be a comittal to prison/means hearing if it gets that far.

 

What can i do?

 

Any help?

Link to post
Share on other sites

  • Replies 84
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Woodi

 

Are you in one of the categories below?

 

Vulnerable people are defined as:

 

  • pensioners
  • disabled people
  • single parent families
  • unemployed people
  • mental handicap or mental confusion
  • long-term sickness, serious illness or frailty
  • deafness or blindness or limited sight or hearing
  • recent bereavement (for example if a close family relative has died);

Link to post
Share on other sites

What council and bailiffs are these? Have you had a breakdown of what you owe from the council. Who is threatening prison, is it deffo the council, or the bailiff?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Hi am unemployed but my wife works and I am on medication for long term depression and all this doesnt help. Its Conwy council and it was them that said if they dont have luck with bailiffs they will start court for means enquiry which can result in a cimmittal to prison

Link to post
Share on other sites

"If no arrangement is made or there are no goods to recover then the next stage will be to apply to commit you to prison. This course of action will incur costs of £305.00 and you may receive a custodial sentence of no more than 90 days."

 

Although no one has accepted my payment proposal

Link to post
Share on other sites

Put simply? They are lying big time.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Yep. Prison is only for people that stand in front of a judge and say "I will not pay a penny".

 

No viable levy has been performed so keep windows and doors locked and all he can do is stamp his feet and charge 2 visit fees then hand it back to the council.

 

Meanwhile pay the council direct online and theres very little they can do.

 

This will change next month but stand your ground for now.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Hi Woodi

 

I'm not sure whether your wife working makes a difference as such. The clock is ticking. I would send the following template to the Council and the Bailiffs. The key part is an acknowledgement that they have received it and they act on it.

 

Scroll down to Vulnerable Situations:-

 

http://www.consumerwiki.co.uk/index.php/Bailiffs:_Useful_Template_Letters

 

You need to e-mail it to them, then follow up with a phone call.

 

As Renegade has said pay the council direct.

 

Also have that template in an envelope by the door so you can hand it to the Bailiff through the letterbox, if they play stupid and turn up.

 

Update the thread.

Link to post
Share on other sites

I have also asked the council to take the debt back but they refused. Do I have any gounds regarding my medication or unemployment? Or is it the case that my wife works and so this is disregarded.

Link to post
Share on other sites

You should write to the council an urgent letter by recorded delivery confirming your position. Mention your medical situation and provide some basic details of your income/expenditure. Advise them that you would welcome some form of means hearing or other assessment, so it can be calculated what affordable amount you can pay on a regular basis. Perhaps make a payment for an affordable amount to show that you are willing to make payments.

 

This letter will come in very handy, as if this ever goes to court, you can show Magistrates that you have sought to enter into a payment arrangement with the council.

 

You don't have to deal with bailiffs. Keep doors and windows closed/locked. Make sure there is nothing that you own outside of the property they can take or levy against. Don't even answer the door or speak to the bailiffs. Let the council deal with it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Lots of maybe and buts, and even if they dragged you to court screaming at the magistrate to wsnd you to jail, as you have been paying direct, have made offers of payment, that may backfire on CCBC; send the numpties at CCBC Temple of Waste Bodlondeb, proof of your depression and medication, that may well ground vulnerability, looks like CCBCs cosy bailiff arrangement with Denbighshire CC inhouse team has ended, and they have brought in Jacobs a particularly nasty bunch, keep any cars well away for the time being as Jacobs WILL clamp any motor they see even next doors.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

if you are making payments the council cant take you to court and should NOT be threatening you with this I would be sending a letter/e-mail to my MP and local councillor asking them if they are happy with the council threatening debtor with actions that legally they cant imply

 

 

http://www.legislation.gov.uk/uksi/1992/613/regulation/47/made

Link to post
Share on other sites

Sent enails to bailiffs and council as recommended by rebel11. I have already offered payments to council and made regular payments but they refuse to deal with me, have all details on email.I have also said to them that I would welcome a means hearing however they seem uninterested.

Link to post
Share on other sites

Give the Council a ring in the next hour or so, write down the name of the person you speak to. Can I take it you amended the template with your relevant information?

 

Sent enails to bailiffs and council as recommended by rebel11. I have already offered payments to council and made regular payments but they refuse to deal with me, have all details on email.I have also said to them that I would welcome a means hearing however they seem uninterested.
Link to post
Share on other sites

I also think it's a good idea to do the following:-

 

You should write to the council an urgent letter by recorded delivery confirming your position. Mention your medical situation and provide some basic details of your income/expenditure. Advise them that you would welcome some form of means hearing or other assessment, so it can be calculated what affordable amount you can pay on a regular basis. Perhaps make a payment for an affordable amount to show that you are willing to make payments.

 

This letter will come in very handy, as if this ever goes to court, you can show Magistrates that you have sought to enter into a payment arrangement with the council.

 

You don't have to deal with bailiffs. Keep doors and windows closed/locked. Make sure there is nothing that you own outside of the property they can take or levy against. Don't even answer the door or speak to the bailiffs. Let the council deal with it.

Link to post
Share on other sites

Get your local councillor onboard, phone them now, their contact details are on the CCBC website, I would also consider a Formal Complaint to the CEO, Iwan Davies at the Temple of Waste*,.clearly stating you are copying your AM and MP into it.

 

* Temple of Waste: derogatory term for CCBC offices at Bodlondeb as mentioned on the Thoughts of Oscar blog which regularly chastises CCBC for muppetry and more

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Just a quick update, no response from email regarding vulnerable letter from either Bailiffs or council, and no luck by phone yet. I just hope they dont take this persons car away, dont have a clue whos it is! Bit nervous for their return visit but I am determined not too let them in.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...