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Anyone negotiated selling house early as leverage to reduce secured debt?


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Hi,

This may be an odd question but here goes.

I have a CCJ instalment order which I pay £40 monthly, and they also got security on my property for 9k when Restons took me to court for unsecured credit card which I did try and fight but they got security and an instalment order.

Now I am at a bit of a crossroads as I dont live in the house, it was rented and I was going to sell and may have a potential buyer.

I am now thinking of moving back in the house as the equity may not be enough to repay my other debts and would want to come out debt free, however if I sold but would be about 2k short.

 

So my question is if I rang up the lovely Restons and said I will sell the house if you pay me back 2k otherwise I will move back in and pay my £40 til eternity what reaction do you think I would get :?:

 

(I am a single parent so unlikely they could force sale if I moved back in the house)

Is there any negotiation after security granted?

If anyone could offer advice it would be appreciated.

:p S x :p
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