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    • A South Korean court sentenced Lee Jae Yong to two and a half years in prison. View the full article
    • To add to the weight of evidence this is fraud, do you have (or can you get) proof of what the cost of the Special Delivery was?. If they paid for the weight of an envelope containing a piece of paper, they won't have paid for the cost of sending a laptop (given it is much heavier) ...... You should also contact ActionFraud.
    • @dx100uk, I'm afraid you've got this wrong. My fear of compromising my defence wasn't with regards my response to DCB Legal's initial letter per se. It was more in reference to any subsequent advice posted on this thread by other forum members and I was only being wary due to the numerous instances when some have cautioned about parking companies and their legal reps trawling these pages to stay a step ahead.   As I did also state however, I'm happy to provide full details of that initial reply to DCB Legal and have therefore reproduced it below. Thanks.    
    • China's economy grew at 2.3% for the year, making it the only major economy to see growth last year. View the full article
    • more: extend the contract line by....   contract exists between the claimant and the landowner which assigns the claimant the right to enter contracts with the public and make claims in their own name. I put the claimant to strict proof that such a contract exists.   1st few lines like this:   1.I am the defendant in this matter.   Any documentary evidence relied upon by me in this, my statement will be referred to and produced as exhibits RSS1, exhibit RSS2 and so on, and are labelled and attached accordingly.   All exhibits are listed below List of Exhibits    2. In this Witness statement, the facts and matters stated are true and within my own knowledge, unless indicated otherwise.   3. I am the registered of the vehicle, xxxxxx   4. I am not liable to the claimant for the sum claimed, or any amount at all.   just sign and date at the end no statement of truth is needed sorry.   dx        
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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Getting increasingly frustrated by the non stop calls from AK.

 

Debt from about 15 plus years ago.

 

AK were writing about once every couple of months in the last year or two, asking for my repayment proposal.

 

I had been ignoring them, but decided to end it once and for all by requesting a copy of the CCA.

 

Letter received from them acknowledging that no CCA could be found.

I can't remember the exact wording (letter not to hand) but it was along the lines that no further action would be taken.

This was a good 6 months ago.

 

Out of the blue I have started to receive calls from them.

Several each day.

 

Today I received 4.

All of which either hung up when I answered or rang off after 2/3 rings.

Its pretty annoying to say the least.

 

I called them back today and requested that they stop calling as they are unable to prove the debt due to no CCA and that they were harrassing me.

 

Girl agreed to remove my number

 

. 1.5 hours later I get another call (they hung up).

 

2 hours later I get another call. I

 

'm really p*ssed off now.

 

What can I do please?

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Hi welcome to CAG,

 

 

Some details please:

What was the original debt?

When was this defaulted?

When was the last payment/financial transaction?

Have you made a written acknowledgment of the debt.?

Have you checked credit reference file to see if the debt appears?

 

 

Even if the agreement is not "available" it does not been the debt does not exists, it remains collectable.

 

 

I'm guessing here that this could be statute barred or nearly so and AK want either to collect whatever they can or sell it off.

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Probably statute barred, if so send statute barred letter and if they reply with anything other than saying it's the end of the matter immediately complain to Trading Standards and OFT. Request new number from your provider and when they contact you on that one claim you have never heard of you.

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Probably statute barred, if so send statute barred letter and if they reply with anything other than saying it's the end of the matter immediately complain to Trading Standards and OFT. Request new number from your provider and when they contact you on that one claim you have never heard of you.

There is too little data to conclude that this is statute barred which is why I have asked the questions in post 2#

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi all and thanks for the welcome and the replies.

 

To answer your questions:

 

Some details please:

 

What was the original debt? Computer finance

 

When was this defaulted? Approx 1994

 

When was the last payment/financial transaction? Approx 1994

 

Have you made a written acknowledgment of the debt.? No acknowledgement in writing or over telephone

 

Have you checked credit reference file to see if the debt appears? Yes, and the debt does not appear

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