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    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
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bud1968

Work has made me ill, how do I get out?

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Can any one help, I have worked for company for 6 years, the last 2 weeks it has become too stressful due to work load and losing my mum. I am on the sick and about to have counselling, could I get another job whilst on the sick and can this be used as my notice, I cannot go back to my job.

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Have you got anyone who can negotiate a severance package on your behalf with HR or your manager?

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Hello and welcome to CAG.

 

I've started a new thread for you because you posted on one about ACAS. Please continue to ask your questions here. :)

 

My best, HB


Illegitimi non carborundum

 

 

 

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Hi there is nothing like that, it is a small company. Could I give notice whilst on sick leave?

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You know you could be entitled to beteavement leave.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I had nearly 3 weeks off when she passed away last October. My doctor believes I have not gone through the grieving process and this is why I am unwell at the moment.

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I'm sorry to read about the terrible time you are having right now bud1968. I would hope your employers and GP are understanding and give you time and space, though the grieving process and its effects are individual to each of us.

 

I was completely drained after my own mother's funeral - washed out. Personally I was glad to get back to work and it's banal moments; the photocopier getting clogged with paper, Old Rosie and her stories about what her cat got up to when she got home the previous night, the usual moaning about car-parking problems....

it just allowed me to hook back into a 'normal' existence and helped me steady my very emotional state at that time. But it is different for everybody.

 

Could you afford to leave this job, without another job being lined up, and still pay the bills? If not you may be creating more stress for yourself at this very vulnerable time.

 

How about asking your GP to signing you off for another couple of weeks - maybe things might be clearer then. Or you could ask your GP about signing you off on a phased return to work, perhaps two or three days for a month (or two) and see how you go from there? Most GPs would go for that I think.

 

Wishing you all the best at this time; please remember that things will settle down eventually.

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Hi my problem is I do not want to return to my very stressful job. My GP has given me 2 weeks off work. I need another job when I am in the right frame of mind for work. I am unsure of my rights and if I could leave this job whilst on sick leave?

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Hi again bud1968,

 

well, since October I guess you have had some time to size things up, and if you want to go that is your prerogative of course. I believe leaving your job while on sick leave is a possibility - one or two colleagues at my old workplace certainly resigned and left in that manner.

 

Do you want to just leave/resign or are you looking for a severance package?

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Hi SweetLorraine,

I am not looking for severance pay, I just want to leave. I have a very difficult boss and I believe she will make it very difficult therefore it is important that I know my rights.

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OK bud1968, well I guess you are can just resign and work your notice period (or stay signed off). There is plenty of advice on the web here is one such website http://www.totaljobs.com/careers-advice/life-at-work/resigning.

 

I'm sure one or two of the HR experienced contributors on here could walk you through the process.

 

All the best for the future, maybe a fresh start after a break may be the best thing for you.

 

Wishing you all the best for the future.

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