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    • You will have to be able to demonstrate that the game was faulty. This may include taking a screen video of what is happening. Follow our customer services guide to find out about recording your calls – but also about taking video screenshots
    • Lowell/CCJ Long story short, I have been working in my debts the last few months as I'm looking at getting a mortgage this year.   Alas my main issue is an old CCJ that I found from Lowell, it was for what I assume can be described as a doorstep loan. The date the CCJ is registered is from a person of time when I was working away on the other side of the country. However even on returning home I can hand on heart say i never saw any paperwork from the court (I may have seen it but I'm 99.9% sure I didn't. I emailed Lowell last year to ask if they would agree to a mutual set aside and was given the template answer of they had followed the correct procedure to file it etc. The only other thing maybe of worth adding is that the default on my file and the CCJ are for different amounts (please see attached pictures) So I guess I'm asking if I have any options of getting it set aside? I can afford the payment in one but wanted to check if I have options to have it set aside rather than just having it as satisfied on my file for another 4/5 years
    • 55-57, The Quadrant, High St, Windsor SL4 1LP, United Kingdom     Okay, are you prepared to bring a small claim in the County Court? If you don't know what that means then have read around this forum about small claims in the County Court and see the steps. It's very easy. Also, for this kind of money they will put their hands up and you will get your court fee back as well as your money – and you will have taught them a lesson which you can spread around the Internet. They want to play games? Here's a game for them.
    • The value of the card was £25. I purchased it last Thursday 20th. I did a search online and it seems it's not just me having this issue. 
    • Experts are saying the virus is likely to be present in parts of the UK, where people have come back from Italy and other hot spots. The person in Surrey may not have personally been in presence of a carrier, but someone they have met has been. Did you see that Wetherspoons have apparently said that those staff who self quarantine following advice from health services will not be paid. With Civil Service, if staff have had health services advice to not go to work for 14 days, once they have contacted line manager and it is accepted it relates to this virus, the absence can be treated as special leave. But the absence can be part of overall absence management.
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This is really a strange one, I have a WDA account and so does my OH - their account is fine and is paying over and above each month to reduce the balance and no in default. My account is a different story and in default. Last month OH's bank rang to say that WDA had tried to take out over £200 on their debit card and obviously was refused. A couple of days later they paid on their account using their debit card.

 

What I have found out is that WDA are trying to take money from their bank account for my account. Are they really allowed to do this. I can again state that their account is not in default whatsoever and is paying the interest every month together with a little bit of the capital to bring the balance down.

 

Would people say this is fraud and are they allowed to take someone else's money to pay for my account.

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Not allowed at all. Its bordering on theft imo.

 

Your bank did the righr thing and you now need to get full conplaibts rolling


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Thanks, I did think that but guess what WDA say that as we are financially connected ie married if OH had defaulted they could dip into my bank account. I have told them to send me this in writing and will then take the matter further.

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WDA are 100% and totally wrong. If the loan was taken out in your name only, they can only take money out of an account that you gave them details for. Anything else is theft and needs to be reported. I would be tempted to call them and ask again, but record the gall. They wont put it in writing. They never do.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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| was in the bank at the time and made the phone call, I have a witness at the bank who clearly heard the conversation as it was on loud speaker. The bank girl even spoke to them and said that if they could produce anything that showed that I had given my OHs debit card details to them the bank would be quite happy to take the matter up with them. I have never given my OHs debit card details to them.

 

The bank say that WDA tried to take over £200 from OH's account. I am so pleased they did not have the money in their account. I know that this relates to my account as OH's account is not in default and they only owe £160 including interest.

 

Their words as you both live at the same address and are financially associated it would be common practice for either of you to take responsibility for the other's account.

 

It is all very strange as before now WDA only took payment by direct debit and never ever attempted to take payment by debit card.

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Their words as you both live at the same address and are financially associated it would be common practice for either of you to take responsibility for the other's account.

 

You must report that to the regulators. They have no right whatsoever to say that.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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