Restons claim Arrows have a CCJ on a 2007 Provi Loan

[dx100uk]

ok so as you didn't?

update provi of your change of address you've no set aside option.

 

next you ideally need a copy of it

 

or at least VERBATUM

what is written in the JUDGEMENT BOX

and

WHO THE CLAIMANT IS

 

you can phone northants and ask

they MIGHT tell you

 

else you'll have to request a copy in the post.

[dx100uk]

the other option is if you can PROVE arrows [iF they are the claimant]

 

were writing to you at your NEW address before they got the CCJ

 

dx

[zanadu]

Im guessing the original Claimant would of been Provident loans would it not?

 

or Global have taken me to court,

 

but how can they take me to court from an address i lived at 7 years ago

 

or is that just listed on my file for where i got the loan from?

 

oh im so confused lol

[dx100uk]

provi don't do court, or VERY rarely.

I take it this was a doorstepper loan?

 

if you did not specifically inform the org creditor in writing of your new address

 

nor the same to arrows,

 

then unless you can PROVE arrows purposefully served

the claimform to the wrong address , already knowing your new one

 

theres no chance of a set aside.

 

at this stage if this be the case...i'd await your confirmation that arrows ARE the named claimant before doing anything further.

[zanadu]

ps if they got the CCJ on 5th July 2012 i moved to my new address on 27th July 2012

[zanadu]

Yes was doorstep loan, thank you.

 

So shall i just ring the court tomorrow

 

im guessing there is only the 1 court if i google for number,

 

what shall i say/ask? im useless on phone ha

[havinastella]

You are going around in circles.

 

Rewrite to whomever you sent the first letter and reiterate all your points. You want date of CCJ, Address where papers were sent, Date of letter before action, how the debt was made up.

[havinastella]

Or ring the court

[zanadu]

Will re-write letter and send again tomorrow to Reston Solicitors

[zanadu]

Or ring the court

 

Ringing court too lol

[dx100uk]

all you need to do is ring northants bulk

 

quote the CCJ number

 

get the name of the claimant.

and the address the CCJ was served too [your address]

 

if it transpires that it was sent to the address you were living at then you've a mystery starting

 

dx

[zanadu]

Thank you DX will ring in morning, so it should of gone to last house in 2012, but i cant remember seeing paperwork or i didnt open it 'wish i had' Then Reston traced me to new address

[dx100uk]

me thinks you ignored the lot.

 

dx

[zanadu]

I know i have opened debt letters regarding provident but not court, thought once i got to 6 years it be SB, but wasnt so get it be sorted tomorrow hopefully then have to fill this expenditure form in.

[dx100uk]

don't go filling sending paying anything yet

 

lets gather the data

 

and stay off that phone too!!

 

dx

[zanadu]

I will do DX thank you x

[zanadu]

Hi so sorry not been around had family problems.

 

Ok rang Northampton courts regarding CCJ.

 

Name of the claimant was Wescot

 

and the address the CCJ was served too was address i originally got the loan from Provident,

which was the address 7 years ago so obviously i wouldnt of got any paperwork from the courts

and cant believe when the Judgement in July 2012 was done it was sent there

 

'confused' surely they will of found me on Electrol Roll knowing where i was?

 

Original debt was £867 then when taken to court £347 was interest as they charged 19p a day from July 2012 till present.

[zanadu]

Forgot to also ask do i fill this expenditure form in for Reston Solicitors now as this interested is mounting up x

[dx100uk]

right lets get the story and address timeline sorted

and see what we can do.

 

so , the court papers were to which address

I take it that it was not the one..listed in post 30

 

address 1 , 2 ,3,

 

give us dates when you moved and what address 1,2,3 the CCJ was served against.

[zanadu]

Hiya

 

No Court papers went to an address i lived at in 2007, i moved address quite a few times since then and always been on Electrol Roll so not as if Wescot could not find me back in 2012 to gain a CCJ against me

[dx100uk]

its for you to tell your creditors where you are

not for them to find you

 

court papers will be served to last known address

 

so I don't think anything can be done here?

 

dx