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    • Hello all,    I have received a letter from Advantis in regards to an overpayment of carers allowance I received when I got a job whilst I was caring for my mother. I did not know I had to inform them etc.    Long story short, I had a compliance phonecall with carers and nothing more was said.    I stopped caring for my mum shortly after and cancelled my carers allowance too.    I was employed for 4 months at the beginning of 2018.    Apparently the DWP and carers have sent letters but I haven't responded so they've gone through Advantis to recover the amount owed. I moved house shortly after cancelling everything and had no contact from them at all.    They sent letters to my previous address so they told me that's why it's been passed onto Advantis.    Today DWP told me that the only thing they can do is take payment in full, or deal with Advantis to come up with a payment plan.    I spoke to Advantis who asked me to pay in full or in two installments, I refused and they then said they've put my account on hold for 30 days whilst I go away and work out my monthly income etc so they can go through an affordability assessment to work out how much I can pay back and how often.      What shall I do? DWP tell me there's nothing they can do as it's been passed onto Advantis.    Advantis tell me they are working on behalf of the DWP... Nobody will tell me who owns the debt.     What shall I do?    Thank you all in advance for your amazing help.     
    • Hi, I have just received a pcn from Euro Car Parks saying that my car was in one of their car parks for 13 mins without making a payment. The reason being is that my husband was waiting for me, but where he thought I would only be 5 mins I was longer because of health issues and I had to take a rest. As if this wasn't enough, unbelievably I have just received ANOTHER notice saying I had not paid for a ticket on the 9th of September. I would like to mention the car park charges are so cheap, at £1:20 all day, it would be insane not to pay. We have used this car park only around 4 times and have always paid, excepting th time the car was waiting for 13mins. What a shock I have got receiving these notices. I wonder if I accidentally keyed in my registration incorrectly? Please can someone advise.
    • I also have a similar problem with Advantis for DWP overpayment of carers allowance. I've only just moved into my own house and they've sent a letter asking for my whereabouts and a business matter that needs my urgent attention. I have found out from the DWP and carers that I owe £1,131 and Advantis want me to go through an affordability assessment.    I am not sure who owns the debt, DWP or Advantis and where I stand with this 
    • I've just had this emailed from CarMoney. I'm so confused, I really don't know what I'm supposed to be doing and with whom. "Apologies for the delay in response. I have spoken to Oodle regarding the complaint and unfortunatly, they would require an independent report to be carried out on the vehicle. The burden of proof would lie with yourself.   I can certainly help by giving you the details of Scotia, who is the company that we use."   Everything I've read says that I did the right thing by exercising my rights under the CRA 2015 with the dealer. That was done within the six-months, so the burden of proof should be on the dealer still? Or am I completely wrong??
    • Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently.
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Have a Vauxhall insignia 1.8i SRI Nav - under 29000 miles.

 

Now 5 months out of 3 year standard warranty as car bought 2nd hand.

 

Had problems with coolant during warranty.

 

Dealer replaced thermostat and at another time they topped up coolant.

 

I have advised that this is now a latent defect and should be covered under warranty.

 

Both the dealer and Vauxhall are stating warranty expiry

but as a gesture of goodwill have given me 50% off a £500+ bill

to replace thermostat housing and cooler pipe!!

 

I am sick to the teeth phoning and mailing arguing the point.

 

I have mentioned that this cannot be wear and tear but I keep getting the same garbage back.

 

Any advise how I take this forward?

 

I am actually in the process of selling the car as I have no confidence in it!!

 

To add, I get 25 MPG on average.

 

Dealer tells me its my driving!!!

 

Vauxhall advise I have it checked.

 

Dealer is willing to check free of charge but I won't hold my breath for an improvement

or remedial works done free of charge!!!

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SOGA?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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SOGA?

 

dx

 

 

 

Sale of Good Act 1979 - oh yes, this has been quoted by e-mail and over the phone many times. They still choose to ignore it!

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Sale of Good Act 1979 - oh yes, this has been quoted by e-mail and over the phone many times. They still choose to ignore it!

 

If it's the same engine as the vectra , I believe there prone to head gaskets going.

I.had an 2008 vectra 1.8 with 100000 miles and the gasket went

Search online to see if its an issue

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Sale of Good Act 1979 - oh yes, this has been quoted by e-mail and over the phone many times. They still choose to ignore it!

 

The get trading standards involved. The fact they have offered you 50% off shows they know its THEIR problem. They just dont want to take full responsibility.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Legally my contract is with dealer as they sold me the car, therefore Vauxhall find it easy to push me away! Negotiating with a dealer whose main aim is profit profit profit is a nightmare!

 

 

In Scotland as far as I am aware there is no trading standards? Just the citizens advice bureau?

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Is there any HP on the car?

 

 

If so, it's nothing to do with the seller and you, it's the finance companies problem.

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what do you mean a pers loan against the car?

 

if you got finance to buy the car and its named on the agreement

 

then the finance company can be involved here

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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