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    • Sorry, but we need to see the entire claim form in PDF. Scanned. I'm particularly interested to see the description of the parties. Also, I notice that you said that you would provide further details of your claim. This was unnecessary – and probably you shouldn't have done it. Have you sent them something now?
    • Its new Premium account costs £15 a month and comes with features including phone and travel insurance. View the full article
    • and here is the Hermes response:   Intention I intend to defend all of this claim   Signed I am the Defendant REDACTED Hermes Legal Department 19/10/2020
    • Here is my claim:   Particulars of Claim I posted the Item at a collection point which I was provided the following tracking number: REDACTED The tracking did not update past the point it was collected from this shop, and I had flagged this up from the 6th. PackLink have offered compensation amounting to £25 which I have refused. They do agree that the parcel is indeed lost, but are not willing to payout the value of which the item sold for. PackLink have refunded me the cost of the label which amounted to £7.08 There is a packlink reference number for this case, which is: REDACTED In essence, PackLink admit they are at fault, but are not willing to compensate me for the full value of the item at its sold price. I will provide the defendant with separate detailed particulars within 14 days after service of the claim form.   Details of claim Amount claimed£1,490.00 Court fee£70.00 Total amount£1,560.00
    • Thanks for your reply, yes they got the items back undamaged.    The police got of to sign the recorded warning but the man in tesco didn't have me sign anything, he just took my name and address,  didn't ask any other questions or say anything about a "fine"   Was just a one off.  I had just lost and buried my 21 year old nephew.  So really wasn't in right frame of mind. Deffo wont be doing that again.  Nearly 30, with a clean record up till now so was a big shock for some stupid items that I had the money to actually pay for.     I'm currently in the processes of being refereed to a therapist. To try and help.    I'll make sure that I update this if I recieve any more letters from them and I'll make sure to keep them. 
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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dwp attachment of earnings


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I posted my advice as to the law and regulation,

and court action is timed out now anyway as the

DWP has not previously bothered to take any action.

I certainly do not condone any such, but it is not

for me to judge how the OP uses the advice given.

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Your not wrong in what you've said Brig, the limitations act would normally apply unless it has been deemed as fraud, then it would become a criminal matter and the limitations act would not apply.

Hope that clears it up.

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Having just dealt with a similar where

court action in a magistrates court was

underway, the defendant admitted that

fraud had taken place in the recent past,

however the government department concerned

said that similar charges that had laid on file for

6 years plus were out of time and were dropped.

Edited by BRIGADIER2JCS

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I have been dealing with exactly the same situation on behalf of my (now) wife

 

about 5-6 yrs ago she received (in her maiden name) a demand from Iqor, to this I sent a simple "prove it" letter, then she received another informing her that the amount was still outstanding and that she had ignored their "numerous" letters - they had sent her 1. Another more strongly worded "prove it" letter was sent.

 

Then she got a demand from DWP, so another "prove it" letter was sent to them, then Encasso, a firm of "solicitors" contacted her, a rebuttal was sent to them.

 

Since then, there have been various other companies, claiming that they will take her to court and bring the world crashing down around her ears - all of them in her maiden name. she even received a letter thanking her for making a £5 payment, which she didn't make, but they would hope will restart the SB clock

 

They know nothing, they are nothing and they should be paid ....erm nothing :)

 

They haven't got the sense to see that providing someone with simple proof of their liability would be far more effective than sending countless empty demands. They really are at the bottom of the food chain, picking up the scraps in the hope of scaring the innocent and unaware.

Hope this helps

 

 

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Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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  • 2 years later...

Hi, Hope someone can help me.

 

I have received a letter from dwp informing me that they have contacted my employers requesting that they deduct payments from my salary

relating to a debt that I have no knowledge of ammounting to nearly £4000.

 

I rang the dwp today and they say the debt relates to overpayments of benefits in 1996.

 

 

I explained that I have no knowledge of such debt and that they need to provide proof of the debt

or some sort of acknowledgement from me of owing this debt.

 

 

they told me I had spoken to them in 2011 and had refused to recieve proof, which is ludicrous.

 

why would I refuse ?.

 

 

I told them that I emailed the relevent dept asking for proof and had recieved nothing.

They said that they dont have an email system of which to appeal.

 

Is there anything I can do to stop them taking money from my wages until they can prove I owe it?

 

My employers say that they have to abide by their request and that the dwp do not need a judgement from a civil court to instigate the attachment.

 

 

This has got to be wrong.

 

 

PLEASE HELP!!

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Hi, Hope someone can help me.

ihave recieved a letter from dwp informing me that they have contacted my employers requesting that they deduct payments from my salary relating to a debt that I have no knowledge of ammounting to nearly £4000.

I rang the dwp today and they say the debt relates to overpayments of benefits in 1996.I explained that I have no knowledge of such debt and that they need to provide proof of the debt or some sort of acknowledgement from me of owing this debt.they told me I had spoken to them in 2011 and had refused to recieve proof, which is ludicrous.

why would I refuse ?.I told them that I emailed the relevent dept asking for proof and had recieved nothing.They said that they dont have an email system of which to appeal.

Is there anything I can do to stop them taking money from my wages until they can prove I owe it?

My employers say that they have to abide by there request and that the dwp do not need a judgement from a civil court to instigate the attachment. This has got to be wrong.PLEASE HELP!!

 

Reading a previous post of your from 2011 !

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?296120-unpaid-debt-letter-from-dept-work-and-pensions-HELP-HELP-HELP!!!

 

BRIGADIER2JCS asked you back then "Did you do the SAR"

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?296120-unpaid-debt-letter-from-dept-work-and-pensions-HELP-HELP-HELP!!!&p=3560390&viewfull=1#post3560390

 

Hi Ive just recieved a letter from works and pensions dept chasing me for a debt of £3900.00 apparently owed by me from 1995 for overpayments of income support and a couple of social loans i vaguely remember.They also stated 2001 for sickness benefit i also know nothing about. I qouted the 6 year rule and they said it did not apply to them and if it wasn,t paid they would contact a collection agency to persue it.I said "take me to court and prove i owe it". I did visit there office years ago and admitted i had not informed them i had started work 3-4 months previous and they said i,d have to pay it back,but it was nowhere near £3900.00.Since then ive not been out of work even in 2001 when they say i was overpaid sickness benefit.They have been very vague with their information and have said they will send me their files. If i do owe them money ,what powers do they have for recovery?? What shall i do next?? P.S i have posted this on new posts but new to site so dont know if ive posted correctly sorry.

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?191895-Dept-of-Work-amp-Pensions-STATUTE-BARRED&p=3314544&viewfull=1#post3314544

1aK+F4PJ7cBm32CUNiyI2GAAAAAElFTkSuQmCC

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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hi again, thanks forvyour comments,

All I am trying to establish is for them to prove I owe them money and how much.

As I explained I heard nothijg from them for 15 years to 2011 and then nothihg again since then ujtil now.theyvsay they havevsent me letters but I have not moved so where did the letters go to, certainly not to me.Surely they cannot start deductions from my employer without proof of the ammount which they do not seem to have.Also they have deprived me of the right to appeal by not contacting me.Why did they leave it for nearly 20 years in total. Where do I go from here if they dont send me proof of the debt.?.Any help would be gratefully recieved.

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There is as said no time limit on these Government debts.

 

 

What data have you received from the DWP so far?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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You really do need to make a formal complaint to them, start the process and escalate it up to tribunal level.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Which section of the DWP is managing the alleged debt?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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hi again, thanks forvyour comments,

All I am trying to establish is for them to prove I owe them money and how much.

As I explained I heard nothijg from them for 15 years to 2011 and then nothihg again since then ujtil now.theyvsay they havevsent me letters but I have not moved so where did the letters go to, certainly not to me.Surely they cannot start deductions from my employer without proof of the ammount which they do not seem to have.Also they have deprived me of the right to appeal by not contacting me.Why did they leave it for nearly 20 years in total. Where do I go from here if they dont send me proof of the debt.?.Any help would be gratefully recieved.

 

You already posted about this yesterday here http://www.consumeractiongroup.co.uk/forum/showthread.php?419873-dwp-attachment-of-earnings-Help-Help-help!

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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  • 1 year later...

Please, tell us the sequence of events and the outcome. The information may be of great help to someone else in the same (or similar) situation.

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Quote
No... you can't eat my brain just yet. I need it a little while longer.
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  • 1 month later...

I've got one for £8.580.

Edited by honeybee13
OP regretted posting part of this in the post below. Removed.

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Do you have your own post on this?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Sorry shouldn't of said that!

 

I've removed the part you may have regretted posting, GH. If you have a query, you would be better off starting your own thread.

 

HB

Illegitimi non carborundum

 

 

 

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