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    • Peter,   I thought overdrafts were payable on demand ?  
    • I'm sorry but this may be a long post but I really need some advice : My son has been working on a fixed term, claims based contract which usually finishes at the the beginning of January and then employees are asked back.. Unfortunately I was sent home from work to self isolate due to being in contact with a positive contact .I then started to feel unwell and sent for a test which unfortunately came back positive so my son had to also isolate. During this time he had kept his employers informed that he was having to self isolate and that I had received a positive and he had ordered a test and was being tested. (which actually came back positive) This is where it starts to go wrong ,although he had contacted work and gave the names of the colleagues who he had been in contact he sent an email (or so he thought) informing them that he was positive .It was not until he returned to work that he realised that the email was sitting in drafts. The app said that he had to isolate until 28th (he went to work on 28th) which he showed them when he got to work, however it does say that you have to isolate 10 days from the test or from when you start displaying symptoms so he had been isolating for 14/15 days. He was sent home as no one was aware of his test result and was told that the manager would contact him to arrange to speak to him but she was currently on holiday. He sent an email explaining all the time lines .He did not hear anything back until last week asking him what shifts he would be available for in the new year, all good we thought but then he received a letter yesterday stating  "After a thorough investigation relating to your conduct upon receiving a positive COVID-19 test result, the decision has been made not to offer you further employment " He replied saying that he did not know that there had been an investigation and requested the copies of the investigation. The reply was " "as you are not currently in the employ of ---------------there is no legal requirement for me to provide evidence for this. However in light of your request for information, the following informed the final decision:" The absence of communication with a manager upon confirmation of a positive COVID-19 result The absence of communication with a manager to arrange your return to work following a positive COVID-19 test result The high level of risk to people and business associated with the two points above The approach to communication with colleagues and management upon your return to work We have a duty of care to protect our employees and members of the public, and as we continue operating within this pandemic we must be able to fully trust our team to follow correct procedures at all times. Can anyone help please ? Do they not have to provide evidence especially he was not given the opportunity to defend himself.
    • Hey guys - I've read a fair few of the Hermes related posts but hoping you can guide me here.   I paid Parcel2Go to ship 2 speakers to me, via ParcelForce from an ebay seller (Value £170 + £33 shipping) I stated on the form it was 2 speakers, and having been told that these were protected for loss only, I took out their insurance (£9 cost) The seller packed them according to their packaging tips page - two layers of corrugated cardboard and some corrugated plastic cushioning (4 layers).    They arrived badly damaged - the base smashed on one, cracked on the other. Dents on both. Looks like they had been dropped several times from a reasonable height.   Parcel2Go are now saying that they class these as Musical Instruments and that they must be packed in a hard case.  As such they will not pay anything towards the damage. After searching through several pages, and buried links, I've have found this in their terms but its buried pretty deep, and wasn't at all clear in any correspondence, or during the booking process.   Do I have a leg to stand on in terms of making a claim in small claims court? Really disappointed in the terrible handling of both the parcels and the complaints process.   Thanks for any advice - its very much appreciated.    
    • So then the guide is incorrect. I don't have duplicate entries on my credit file even from the piggybank loan which is the only one of the 3 that i'm aware of being sold.  I'm subscribed to all 3 so have checked them all. So 2 of the 3 PDL's are not with DCA's and the same 2 companies are in administration and from what i read that means they can be removed.  I will re read the guide but am sure that applies.     "If the company who reported this info doesn’t exist anymore – Then you have a right to have the information removed by default. Its only in the case of where it hasn’t been picked up by a Debt Purchaser."
    • Yes, had no symptoms,  just took the test in case I was positive, and didn’t want to spread in case I was positive and carried on working.   On the test instructions leaflet they gave me with nothing on the back to say you should isolate now till you get test results.   so don’t know where I stand, I believe I haven’t broke the law.   as I believe there might not a employers covid testing policy in place, and not signed a document. I have read about what to do etc. I cannot check as suspended, but will ask for a copy.    
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Could backbench campaign lead to end of TV licence ?


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The answer is one that frightens the BBC to it`s very core. A voluntary subscription service. Go it alone & survive in the real world like the rest of us do.

 

I don`t care about the BBC , i care about the fact it is a tax & unfair competition. It has so many ill`s , it is not worth going over them again. This next review is going to be very interesting as to the outcome of the LF tax. My hunch is it will get a continuation of the LF tax but with caveats, the old boy network will keep her afloat............................. this time

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For starters a subtle logo advertising a company would be a start. They should gradually reduce the license fee over the next four years to 75%, then 50% and then 25% and finally 0%. Whilst increasing advertising revenue each year.

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For starters a subtle logo advertising a company would be a start. They should gradually reduce the license fee over the next four years to 75%, then 50% and then 25% and finally 0%. Whilst increasing advertising revenue each year.

 

 

 

I fully agree with this then anyone like me that does not like adverts can record then skip through when you do watch.

 

 

dpick

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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A subscription model would be good, say an extra quid or two on a sky subscription per month should do it. or a couple of quid to unscramble Freeview/Freesat. The other non BBC channels could be still free to air with no criminal consequences for watching. I Playere could also have a restricted access model, with a subscription either standalone or tied to the main fee, as in pay ££2.50 for access to all £2 for TV channels, or a quid for I Player alone

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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A expected the BBC are not happy with this situation.Today, James Purnell the Beeb's director of Strategy and Digital says that the move would be a huge risk and lead to a rise in the number of people who fail to pay.

Apparently the rate of evasion is 5% so were it to rise to 10% as a result of removing the criminalising [if there is such a word]of the penalty,then that would equal the cost of runningall of BBC Four, the CBBC and the CBeebies.

 

He carried on to say that the decriminalisation of the fee would penalise the poor? Does he not realise that the cost of the Licence already penalises the poor and is then compounded by giving them a criminal record for something they cannot afford and often don't watch.

 

Perhaps the BeeB could put their house in order first.

They pay huge salaries to celebrities;they pay huge payouts to dismissed employees and their staff appear to get individual taxis to get them home even though there may be several staff going the same way

all around the same time.

I am sure that people who work or who have worked there will know of many other instances of waste on a large scale.

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The key problem with a model based upon advertising is that the beeb would lose much of its quality programming. As much as the actual organisation annoys me, much of the output is very high quality. The last we need is yet another bastion of retardation like ITV. The out-dated, hierarchal management structure needs to go. Big time.

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I can`t see why everyone assumes that the BBC needs advertising to be a part of a subscription package. If they went down the subscription route , scrambled the output , the uptake for those that want to watch the BBC should be in line with the current TVL tax system ?. No need for adverts , like all monopolies they are top heavy & prone to waste money, local councils & governments spring to mind. I think in the circumstances i have laid out it would force the BBC to address the vast amounts of money it wastes, streamline the management structure & force them to concentrate on the real business of output. Those that already enjoy & are happy to pay will continue , those that don`t will not & won`t be able to view live output . This would give people a choice, that is fair in my view, it should be a choice & not a tax. The truth is that the whole system is calling out for change, clinging on to the past is not cutting it in today's world. Surely it is better to be in on the negotiations of change than have them forced upon you.

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I hope the government doesnt renew its charter and then a new BBC can be created. Bet my house it wont happen.

The government are very unlikley to get rid of it, all governments like to have at least one mouthpiece that they control.

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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Could be a very dangerous thing for people if it is decriminalised. A lower level of proof is needed for a civil action and enforcement could become a big earner for the BBC and enforcement agencies. If anyone is in any doubt about what goes on in civil enforcement have a look at the debt/bailiff and HCEO sub forum on this group. People will end up having to let BBC agents round their houses to prove they don't have a TV.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Labour to support a vote in favour of a review into decriminalizing ...

 

http://www.bbc.co.uk/news/entertainment-arts-26711459

 

http://www.govyou.co.uk/decriminalization-of-tv-licence-non-payment/

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Could be a very dangerous thing for people if it is decriminalised. A lower level of proof is needed for a civil action and enforcement could become a big earner for the BBC and enforcement agencies. If anyone is in any doubt about what goes on in civil enforcement have a look at the debt/bailiff and HCEO sub forum on this group. People will end up having to let BBC agents round their houses to prove they don't have a TV.

 

Might catch a few license dodgers out then. It annoys me that people who should pay for one and watch live tv, hide behind their rights to avoid access and get caught out.

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Might catch a few license dodgers out then. It annoys me that people who should pay for one and watch live tv, hide behind their rights to avoid access and get caught out.

 

But why should someone with no proof and what is essentially a civil debt be allowed to nose around your property ? This is different from bailiffs, etc as in those cases the debt has been proven and therefore (rightly or wrongly) they have been given the right (with limitations) to enter your property.

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If there was a law that said you have to hop 2 miles every day and pay your local tesco £30 for no reason, would you do it?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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This really isn't the same thing as what you described. More like paying for sainsburys bananas but getting them from co op. Yes I would if it was the law but I would be actively involved in fighting to change it.

 

Bottom line it is the law currently, I guess all those people who don't have a license will have to get themselves down the pub for the World Cup in the summer as they can't watch the games live at home. Unless you avoid the scores and watch later on catch up.

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guess all those people who don't have a license will have to get themselves down the pub for the World Cup in the summer as they can't watch the games live at home.

 

Thats pretty much what i do anyway for big games. Much better atmosphere than sitting at home.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Nothing like being at the actual game, but if not I still prefer to have mates round and watch it on my setup. With he money I spent on it and my sky sub, it's a no brainer. Beers cheaper too.

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  • 2 weeks later...

Nick Ross was on The Daily Politics show today explaining that the TV Licence should be scrapped and a subscription system should be brought in place.

He debated his film with MPs David Willetts and Emily Thornberry.

 

A short film he made is included in the weblink http://www.bbc.co.uk/news/uk-politics-26851480

 

A link to the Daily Politics Show is included within the BBC page (Nick Ross segment is after questions to the dictator).

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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Good post Stigman

 

A sensible , mature & modern thinking look at the way forward for the BBC by a man who clearly loves, believes & cares about it`s future. You would think that given this mans passion , reputation & experience of the BBC , he would be brought in to some kind of future planning role / appointment. No, new carpets & over staffed jollies to the world cup are the order of the day.

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Same old elitist greedy BBC, they want the German sysytem, pay the TV Tax even if you dont own a TV or anything that you can watch a programme on

 

from the Torygraph

 

http://www.telegraph.co.uk/culture/tvandradio/bbc/10746109/BBC-wants-you-to-pay-TV-licence-fee-even-if-you-dont-own-a-set-as-shows-go-on-iPlayer-for-longer.html

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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