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CPP compensation claim form - how to fill in?

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I had my CPP compensation claim form at home for few weeks now. I read it several times.

I know it gives 2 examples on why the policy could have been mis-sold to me.


I had all together 5 credit cards and loans. I stopped using all of them by September 2005 due to financial difficulties. I am currently paying the debt off on 4 of them. One was written off when I got my PPI claim.


Unfortunately due to the long period of time which passed between me taking out these loans and current date I do not recall anything that happened whilst I was taking them.


Which of these two examples should I use? I do not remember which of my creditors mis-sold me the policy. I do not have the policies.


I do not want to write something incorrectly and then loose the compensation for some silly mistake.


People here are usually great help. Can someone give me some advice, please?


Thanks very much.



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