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update.. well I don’t know what’s going on.. Tim promised to deliver our car tonight, txt us at 20.00 to say he was on his way.. Then he’s just txt to say he’s not well and won’t be coming tonight..says he’s coming tomorrow!! and he has transferred £4000 into our account to show that he’s not trying to con us..? ive called him and he has apologised and I said that we should call it a day, forget the sale and requested the rest of the money back.. Tim has agreed, said that he cannot transfer anymore money tonight and would do tomorrow.. So will have to see, we are totally confused..is he up to something?? help...
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By Titchytitch · Posted
Thank you Aviva can't even reassure me that if I pay the debt off for arguments sake for the amount of stress it's caused whether a default will be registered they have just said to me there maybe a potential for it to hit my credit report If I reject am I right in thinking its not legally binding for me and Aviva? They have listened to all calls and im in none of the calls in the 3yrs of the policy not once have they spoken to me or tried to verify my identity -
By unclebulgaria67 · Posted
I would suggest that you reject the Ombudsmans decision, on the basis that Aviva cannot evidence that you agreed any Insurance contract with them. I would dispute some of the reasoning for the decision by the Ombudsman, as they have appear to have taken the word of Aviva in regard to Aviva's processes, where the Policyholder is not present, when the policy is purchased. The Ombudsman should have asked Aviva to provide copies of their process documents that applied at the time. You might want to consider a Data Protection Act complaint to Aviva about registering any defaults on your credit record, as Aviva do not have your consent to process your data, as you never agreed to any contract with them. If Aviva disagree about their right to register defaults, then contact the ICO. https://ico.org.uk/make-a-complaint/ -
By Man in the middle · Posted
Where are you actually going with this? Are you thinking of challenging the allegation in court? If so, the burden will be on you to show that the device cannot be relied upon to show you were exceeding the speed limit. You should be offered a speed awareness course for that speed (provided you have not done one for an offence that occurred in the three years prior to this one). The alternative to that is a fixed penalty (£100 and three points). Meanwhile, whatever issues you have with the offence itself (and it's doubtful you have any of significance) you must respond to the request for driver's details. Failing to do so will see you commit a separate, more serious offence which carries six points, a hefty fine and insurance grief for up to five years. By the way, your registration n number is clearly visible in the photo you have posted. -
No, they have all been re-instated or are in the process of being re-instated. Hence the review, being booked.
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile. -
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
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