Jump to content


Please note that this topic has not had any new posts for the last 2439 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

In oct 2010 I defaulted on a wonga loan

 

I asked for a repayment plan but they refused my offer.

 

I then moved house and forgot about it.

 

Arrow global sent me a few letters and marked my credit file.

 

Dec13 I moved house again.

 

Then the credit marker from AG dissapeard in Jan14.

 

Feb14 1st letter from MMF saying that they were dissapointed that I hadnt responded to thier previous comunication. (None was recieved)

 

then subsequently letters advising a home visit if I didnt contact them and offers of a discount

 

forward to today a "person" Arrived and handed a letter to my partner at my new address.

 

She had no idea about this loan.

 

They are asking for an appointment to visit

 

Iv never recieved a notice of assignment and I have never Acknowledged any of thier letters.

 

Do I

 

a) ignore them till they try a more serious approach or

 

b) write to them and ask for proof that they own the debt and and also tell them u have no intention of offering them a home visit

I can see from the threads that these vultures are particularly persistent any advice would be gratefully recieved

Link to post
Share on other sites

What was this letter your partner was handed?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

OK MMF is full of underhanded tricks.

This company is best met head on if they have old addresses the old DCA trick of sending a court claim to such an address could well be a problem.

 

 

So send the following letter by recorded /signed for post, and check delivery.

 

 

For the Personal Attention of:

 

 

Mr Rob Sands

Director of Compliance

MMF Ltd.

 

 

Date:

 

 

Ref: use the one on the letter.

 

 

Dear Mr Sands,

 

 

I refer you to a letter delivered to my home on xx/xx/xxxx in which MMF Ltd requests an appointment for a "home visit" please take note under no circumstance will I make any such appointment.

 

 

I will not discuss any matter with unknown persons visiting my home, any such visitor will be invited to leave immediately if they fail to comply they Will be removed with police help if needed.

 

 

I am aware that MMH likes to believe it does not have to comply with my wishes but of course this theory has no merit.

 

 

I have no knowledge of the assignment of any alleged debt to MMF and deny any liability to MMF.

 

 

I will not deal with this matter other than in writing, no e-mails, telephone calls, landline/mobile/ sms text messages will be answered.

 

 

I require unequivocal proof of any liability I may have for the alleged debt.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

It was the letter inviting me to make an appointment for a home visit so they could discuss my outstanding wonga loan. With amount details etc on it.

 

In her own words he was an obnoxious speccy little prick with weegie (glaswegian) accent

 

Thanks for that letter brig. Ill send it off to them asap.

Link to post
Share on other sites
It was the letter inviting me to make an appointment for a home visit so they could discuss my outstanding wonga loan. With amount details etc on it.

 

In her own words he was an obnoxious speccy little prick with weegie (glaswegian) accent

 

Thanks for that letter brig. Ill send it off to them asap.

What an excellent description of an MMF representative!!

 

 

Worthy of that company indeed.

Let me know how you get on please.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
It made me chuckle

Will do

I'm still laughing it is so true of the sad individuals these companies use.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
  • 4 weeks later...

Surprise surprise. 2 further letters threatening home visits have arrived. Im looking forward to the little oik turning up so that I can introduce him to my three dogs then remove him from my property using only reasonable force if necessary of course 💪

Link to post
Share on other sites

Surprise surprise. Since I sent that off iv had two further letter threatening a hime visit. Im now looking forward to the little oik turning up so I csn introduce him properly to my three dogs. And then invite him to leave my property and if necessary use reasonable force to help him if he refuses to do so 😎

Link to post
Share on other sites

posts moved to your own thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...