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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In oct 2010 I defaulted on a wonga loan

 

I asked for a repayment plan but they refused my offer.

 

I then moved house and forgot about it.

 

Arrow global sent me a few letters and marked my credit file.

 

Dec13 I moved house again.

 

Then the credit marker from AG dissapeard in Jan14.

 

Feb14 1st letter from MMF saying that they were dissapointed that I hadnt responded to thier previous comunication. (None was recieved)

 

then subsequently letters advising a home visit if I didnt contact them and offers of a discount

 

forward to today a "person" Arrived and handed a letter to my partner at my new address.

 

She had no idea about this loan.

 

They are asking for an appointment to visit

 

Iv never recieved a notice of assignment and I have never Acknowledged any of thier letters.

 

Do I

 

a) ignore them till they try a more serious approach or

 

b) write to them and ask for proof that they own the debt and and also tell them u have no intention of offering them a home visit

I can see from the threads that these vultures are particularly persistent any advice would be gratefully recieved

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What was this letter your partner was handed?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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OK MMF is full of underhanded tricks.

This company is best met head on if they have old addresses the old DCA trick of sending a court claim to such an address could well be a problem.

 

 

So send the following letter by recorded /signed for post, and check delivery.

 

 

For the Personal Attention of:

 

 

Mr Rob Sands

Director of Compliance

MMF Ltd.

 

 

Date:

 

 

Ref: use the one on the letter.

 

 

Dear Mr Sands,

 

 

I refer you to a letter delivered to my home on xx/xx/xxxx in which MMF Ltd requests an appointment for a "home visit" please take note under no circumstance will I make any such appointment.

 

 

I will not discuss any matter with unknown persons visiting my home, any such visitor will be invited to leave immediately if they fail to comply they Will be removed with police help if needed.

 

 

I am aware that MMH likes to believe it does not have to comply with my wishes but of course this theory has no merit.

 

 

I have no knowledge of the assignment of any alleged debt to MMF and deny any liability to MMF.

 

 

I will not deal with this matter other than in writing, no e-mails, telephone calls, landline/mobile/ sms text messages will be answered.

 

 

I require unequivocal proof of any liability I may have for the alleged debt.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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It was the letter inviting me to make an appointment for a home visit so they could discuss my outstanding wonga loan. With amount details etc on it.

 

In her own words he was an obnoxious speccy little prick with weegie (glaswegian) accent

 

Thanks for that letter brig. Ill send it off to them asap.

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It was the letter inviting me to make an appointment for a home visit so they could discuss my outstanding wonga loan. With amount details etc on it.

 

In her own words he was an obnoxious speccy little prick with weegie (glaswegian) accent

 

Thanks for that letter brig. Ill send it off to them asap.

What an excellent description of an MMF representative!!

 

 

Worthy of that company indeed.

Let me know how you get on please.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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It made me chuckle

Will do

I'm still laughing it is so true of the sad individuals these companies use.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

Surprise surprise. 2 further letters threatening home visits have arrived. Im looking forward to the little oik turning up so that I can introduce him to my three dogs then remove him from my property using only reasonable force if necessary of course 💪

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Surprise surprise. Since I sent that off iv had two further letter threatening a hime visit. Im now looking forward to the little oik turning up so I csn introduce him properly to my three dogs. And then invite him to leave my property and if necessary use reasonable force to help him if he refuses to do so 😎

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posts moved to your own thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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