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    • 20 million quid on just the brokering fee for a crappy deal with the UK public hocked to pay more for PPE - which was probably useless with better and cheaper per item with no 20 million quid fee - available from alibaba Stinks of corruption to me.  
    • Breaking News Biden wins Kennedy family endorsement Fifteen members of the storied Kennedy political family endorsed U.S. President Joe Biden at a Philadelphia campaign event on Thursday, with some joining him onstage, in a rebuke of Robert F. Kennedy Jr's independent bid for the White House. and 30 members in the extended Kennedy family   nytimes.com WWW.NYTIMES.COM Kennedys endorse Biden over their relative RFK Jr WWW.BBC.CO.UK Robert F Kennedy Jr is running for president as an independent - but many family members oppose him. More than a dozen Kennedy family members endorse Biden, snub RFK Jr. | CBC News WWW.CBC.CA President Joe Biden accepted endorsements from at least 15 members of the Kennedy political family during a campaign stop...  
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    • I agree HB, but there were no laws broken - its perfectly legal to fleece the UK and its infrastructure - and labour were little better than the Tories Perhaps an option would be to ban the aussie investment fund from the UKs markets
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Lloyds overdraft - transfer solutions?


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Hi there folks. Looking for abit of advice please.

 

My overdraft with lloyds has become abit out of hand. We became homeless just before christmas and i was able to get an over draft for £3650 which helped us find a house to rent, pay the fees and give the kids a nice christmas. (plus pay a few small debts left over from the previous address)

 

The monthly charges and interest are currently around £50 a month. Im ok paying this amount but want to start paying off the overdraft. Im wondering if there is any way to transfer the money to a different account with less charges than £50 a month as at that rate, it wont get it paid off anytime soon. (and my credit score is not very good)

 

They have rejected my proposal to change it into a loan so i can pay it off sooner.

 

Im really worried that there just going to cancel the overdraft. I have no way of paying it all off at once but can most likely pay upto £70 a month to get the debt cleared.

 

I don't want to loose my account and want to pay the debt off the easiest and cheapest way i can. Does anyone have any advice on where to turn?

 

Many thanks in advance, Amy.

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Hi,

 

Trying to shift it without a decent credit score will be difficult, there's some ideas in this link................

 

http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10318795/Martin-Lewis-How-to-play-the-credit-card-game.html

Any advice I give is honest and in good faith.:)

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Hi Amy

 

Could you just not change banks and have a parachute account? The Coop do a cashminder account and Barclays do a cash card account. etc.

I would say that moving your banking facilities would be a good start and if Lloyds then decide to cancel the overdraft then you can do some "Damage Limitation" and prevent any other money from being swallowed up etc

 

As for the interest etc... I would discuss with Lloyds what options they have... They maybe to sort this out... But sadly i wouldnt necessarily count on it

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

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If you were in a Credit Union that would have been a good option.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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