Jump to content


Arrow Global transferred debt to Debt Management Services


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3668 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

Arrow Global via the delightful Eversheds chased us for a debt several years ago (original debt was from 1997). With the expert help from CAG forum members there was a drawn out period of negotiation which ended in Arrow Global discontinuing the claim, just short of going to our local county court. The last payment we made to the debt was on 31st March 2008 - so presently one month short of the SB date!

 

This weekend we received a letter from AG saying they have transferred the management, etc, of this debt to Debt Management Services and that we should contact them.

 

We intend to ignore this letter. Is this the correct way to go? Can they get the ball rolling again in the space of one month?

 

AG via Eversheds never complied with any CCA requests, hence there is no original copy of any agreement.

 

I (being the wife) cannot bear to have to go through all that again - it made me physically ill last time with the harrassment, etc.

 

Many thanks for any help.

Link to post
Share on other sites

Hi and welcome (finally) to CAG

 

It seems DMS have been around for quite a while but have a low profile. I haven't seen much on the forum about them.

 

A little more info on what the debt was and how you saw the originals off may assist in giving you answers to this one.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

DMS specialise in chasing mortgage arrears/ home visits to collect arrears/ tracing etc., A very persistent company.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi and welcome (finally) to CAG

 

It seems DMS have been around for quite a while but have a low profile. I haven't seen much on the forum about them.

 

A little more info on what the debt was and how you saw the originals off may assist in giving you answers to this one.

 

 

Thanks for reading.

Background info is:

The original debt was a personal loan from Lloyds TSB (unsecured debt) for just under £6K back in 1997. For one reason or another we fell into arrears with this debt. It was eventually passed onto Arrow Global where Eversheds dealt with it, who decided to take further action including threats of a charging order. We entered into a payment plan for £50 per month (total of £250 was paid - last payment being made on 31st March 2008). Then I discovered CAG (am unable to remember my original user name so have re-registered). With the help of CAG we went through all the standard requests, CCA, etc, which they failed to comply with. I remember taking documents by hand several miles from our address to Bradford County Court - had it not been for a member of CAG correcting the timescale for this, we would have missed the deadline hence it was a mad rush by car the very same night - and I am eternally thankful for this - as I said in a post at the time! The case was transferred to our local county court when we filed a defence and AG sent a notice of discontinuance dated 15th October 2008.

 

Everything was quiet until we recevied a letter from DMS Ltd dated 25/2/14 - i.e one month short of 6 years when we made our last payment towards the debt.

 

Many thanks for any advice.

Link to post
Share on other sites

I don't see how DMS can do much. The court case was discontinued. AG failed to comply with their legal obligations. As such, this account is still in dispute.

 

While I would be tempted to just ignore them, you may think differently. You may wish to send a prove it letter or a doorstep letter removing their right to visit you.

 

If you do choose to write, always head your letter,

 

"I acknowledge no debt to you nor any company you represent."

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

DMS are just " managing" the account so a CCA request is in order here as the SB date looms.

 

 

Has there been an written acknowledgment of the debt since the last payment?

 

 

Have you checked your credit reference files? If not it would be a good idea to do so.

 

 

Do you know the default date?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 2 weeks later...

Thank you for reading. We made our last payment on 31st March 2008. There then was varying correspondence between ourselves, the Court and Eversheds between April 2008 and the Notice of Discontinuance was dated 15th October 2008. Eversheds failed to comply with disclosure of documents by the deadline date of 15th Aug 2008 and this is what most of the correspondence was about - the cheeky beggars even asked for an extension of time! No further correspondence from us or from them has been received since 15th Ocober 2008. Therefore when does the debt become statute barred - is it 31/3/14 or 15/10/14?

 

To date we have in the last week been left 2 answerphone messages asking us to contact the new company (DMS). We have ignored these calls. There is nothing on our credit files regarding this debt. I am unable to remember the default date.

Link to post
Share on other sites

You may be able to get default date from Lloyds, though they could claim it's no longer on their records.

Bar date would be delayed if you acknowledged the debt go letters to Eversheds and if Arrow are aware of it.

I know you are worried but imho, from my knowledge of Debt Managers, you don't need to be, even with SB looming . They are useless.

Contrary to what has been posted above, they're not "specialist" [they do anything and everything, just dogsbodies], nor are they persistent [unless you tug their tails they usually go away after 2 or 3 letters], nor are they particularly low profile [eg they are one of Arrow.s DCAs of choice].

If you ignore, they may set Scotcall onto you [which is like being savaged by a poodle] and / or send a letter pretending to be from solicitor Aitken Russel, threatening to refer the matter to D M Investigation Bureau. So called .

At that stage it goes back to Arrow.

 

I can't guarantee it, but that's from my own understanding and experience.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...