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alanfromderby Alliance & Leicester update


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Sorry Alan just read your letter again above, you have already given them notice, so I guess the ball is back in your court, you have warned them, they have not given ygiven you a new date when they will comply with your request, they just say asap, how long is asap?? or are they expecting another 40 days to comply.

 

On one hand it shows weakness if you don't act, but on the other hand it is not worth rocking the boat for a few days or so, but how long will they take if you don't take action, however, remember this is your time table not theirs!

 

Chris

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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In my view you have no indication of how long "as soon as possible" is, they have made no attempt to apologise or otherwise convey a sense of duty or urgency...

 

I would say shake them up a bit. Complain to the IC and issue a claim.

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Why not give them the same amount of time they give their customers to pay their charges? ie none :evil:

 

What's Best for You?

 

 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Okay, I have now considered my response, and will be sending the following tomorrow:

 

I refer to your letter dated 8th June 2006

Whilst I have noted the comments you have made, I am disappointed that your letter contained no apology for the procedural errors by your staff which resulted in the loss of my original DSAR. I would also note that your letter contained no timescale for resolving the matter – despite my letter making it clear that I expected compliance by 12th June.

However, since you have indicated that my request is “now underway”; I am prepared to extend my deadline for compliance by seven days. Please be under no doubt, that should the data not arrive by Monday 19th June, an action will be commenced under section 7 and section 15(2) of the Data Protection Act 1998. I may also escalate the matter to a complaint to the FSA and the Information Commissioner.

I reiterate that no further extension will be granted under any circumstances, as the target I have set is perfectly reasonable for a large organisation such as yours.

 

 

I have to be careful not to fall foul of the County Court rules, and must therefore allow them time to rectify their "error".

 

They received my letter on 6th June, and I am allowing them to get the information to me by the 19th, that could not be seen as unreasonable.

Alan, Derby, UK.

 

 

 

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________________________________

 

Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

 

Advice given is purely my opinion, and is not based on any legal training.

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Good response Alan, yes I feel you have to give them another 7 days too unfortunately. It will always work in your favour if in the unlikely event it ends up going to court.

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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It's ok, I suppose. Says what it needs to. A bit flowery for my taste. Are you a hairdresser by any chance Alan? ;)

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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It's ok, I suppose. Says what it needs to. A bit flowery for my taste. Are you a hairdresser by any chance Alan? ;)

 

Didn't ask for marks out of 100.....and no, are you?

Alan, Derby, UK.

 

 

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

________________________________

 

Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

 

Advice given is purely my opinion, and is not based on any legal training.

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Oooh Robert and Alan. Handbags at dawn!!:lol:

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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now now girls...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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  • 1 month later...

Alan, are you still chasing this up as my claim is the same. I sent my lba off 14 days ago, so basicaly its action time, but i'm not sure now after reading you're thread, should i apply for a set aside with a N244 court form and go down that route or carry on with MCOL. any advice.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Judgement was entered against me in 1998, i am disputing it now on the basis that i have just found out through the recent oft report that it was made up with unlawful charges, i have been paying this debt on a monthly basis and i beleive ccjs are not time barred, that would be my reason for a set aside.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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So basicaly i have to convince the judge that the charges that are incorparated whitin this debt are unlawful. Well i have got very good arguments to back my claim up.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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I have not chased this up as yet, really I have not had the time to go through the DPA stuff from A&L. Once I have done that - probably after my holiday (so won't be until September), I will move this on.

 

In the end I think this will be a case of working out the amount of unlawful charges, then using that as leverage for a considerably reduced settlement figure.

Alan, Derby, UK.

 

 

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

________________________________

 

Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

 

Advice given is purely my opinion, and is not based on any legal training.

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  • 12 years later...

This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Alan, Derby, UK.

 

 

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

________________________________

 

Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

 

Advice given is purely my opinion, and is not based on any legal training.

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Share on other sites

Please note that this topic has not had any new posts for the last 5243 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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