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SAR Natwest and Lloyds.... Is it worth it?


thisisnatek
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Hello everybody!

 

I'm tackling my debts! :D

 

I used to have bank accounts with Lloyds and Natwest.

Due to charges, unpaid item fees etc (and I'm not kidding, it's mainly due to that!), both of the accounts were closed and now on my credit file I owe Lloyds £3k and Natwest £2k.

 

I am about to SAR both banks. But...

 

What will it change?

 

So far I've read on CAG that banks are not very compliant with SARs and it's nearly impossible to get any of those charges cancelled/revoked, even if hardship request has been made.

 

So is it really worth it?

 

I only ask because tbh I haven't got much money to spare and i'm just about to invest £20 to send SARs off.

Bit scared and unsure of the entire process... :(

 

If anyone could advice me in this matter I'll be ever so grateful!

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how old are the charges etc

 

and when were the accounts defaulted?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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good while to the defaults going then sadly.

 

you could try bcobs for any since nov 2009

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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certainly wont hurt al all!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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