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UMS/Gothia Property Visit Threat


angeljs
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My husband and I have done all we can to settle any debt incurred while he was out of work.

 

Now we have received more than 1 letter from UMS in connection with a 'debt' to HFO Capital Limited,

which I can't recall offhand.

 

The letter shows large, purple letters stating:

PROPERTY VISIT

before saying they have been instructed to organise a visit to our property

to collect the full balance due or make arrangements for this 'long-overdue'

debt to be repaid as quickly as possible.

 

I've just drafted a CCA letter to send and was just wondering what else I need to do or be aware of.

 

Do I need to keep my house door locked?

Realise the impotence of proofreading everything you write.

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Utility Management Services??

Part of the BCW Group (Buchannan Clark &Wells)

 

Debt collectors, NOT bailiffs. They have no legal right to knock on your door or even approach your property demanding money, if they do, tell them to leave, and if they don't then call the cops and have them removed.

 

Check your credit file first before sending them anything.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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If it's for a debt that you have no knowledge of & the letter does not state exactly what the debt is then I would just send the "Prove It" letter.

 

You can always follow up with a CCA request if the debt is CCA compliant.

 

Have you checked your Credit File to see if anything is registered or listed?

 

If anyone does turn up, tell them to leave your property, if they refuse call the Police who will remove them for you.

Please note that they are not Bailiffs and are just pathetic self employed wimps on 20% commission.

 

Also, do not ring them and if they ring you, refuse to go through the security questions, just say "in writing only" and hang up.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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are not HFO and BCW now dead in the water?

 

looks like UMS are trying it on for a debt that no longer exists!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ah yes, Minded to revoke I see.... :thumb:

http://www.oft.gov.uk/shared_oft/consumer-credit/enforcement-activity/CEA-MTR.pdf

 

Report UMS to the OFT&TS, send UMS NOTHING!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Send them nowt, just do your homework.

Check your credit files see if this appears anywhere on it.

 

Did you ever have any dealings with HFO?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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no

 

credit file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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