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    • No worries, sounds like a really stressful time.   Ok. So this falls under contract law, not employment law. What does the contract say about payment? If you have met the terms of the contract, you can go to court to get paid.   It also means you’d need to sue your own company if they didn’t pay you minimum wage - that’s a non starter. Your own company is your employer.     if the client paid for the van it seems right that he can keep the van unless you have something in writing that says otherwise.
    • I do apologise for any confusion got myself in a rather a tizzy we as a company took on the job. 70/30 profit share taking below minimum wage  we actually saw an out. Company was taken bankrupt no assests only company van  husband then took over the contract all great. The client at the time paid to get the van back so work could continue to carry out the contract all happy until now when property sold now we recieved phone call saying he’s not happy we’re getting nothing and he’s taking ownership of Van again I aplogise if this is written in the wrong format I m just typing we stand to loose everything I’ve kept the wolves from the door with this guarantee again Thankyou for reading 
    • Sorry for the spam, I missed a bit and it wouldn't let me edit it..    
    • Thanks again Andy. I tried being a bit more shocked and horrified with my point about the screenshot. I added a concluding type point in 13 that is a bit more forceful, but I don't know if the language is a bit too accusatory and not appropriate. I've only changed 11 onwards, the bits I've highlighted, if it's okay?   Side note, I was mistaken about the ID I think, I can't see it now, but they did write that I took it out in store which I've responded to.    
    • Hi everyone I bought two items in mango for £34 total and when i went to return them I realised I lost the ticket. All tags are on and items are not damaged. Yesterday I was told to bring a bank statement which I did. Today I was asked to exchange it for other items IN THAT SAME MOMENT.  I wasn't expecting the money back, but at least credit store to use....not just pick up something in the moment. I have lost the receipt, my fault, but it looks a bit abusive to me to ask me to pick something in the moment. Can anyone advice if this is ok? Many thanks for your help   
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Robinson Way - unknown debt - Ex RBS Style Card

style="text-align:center;"> Please note that this topic has not had any new posts for the last 322 days.

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The FCA is the body to complain to.

 

The FCA don't deal with consumer complaints directly and advise to go to FOS. http://www.fca.org.uk/consumers/complaints-and-compensation/how-to-complain


 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The FCA TO REGISTER A COMPLAINT, THE FOS TO ADJUDICATE ON COMPLAINTS.

 

If people don't complain nothing will change!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It-(Updated-21.04.2014)

 

Link to prove it letter.

 

I dont think anyone should be using letters where references to the OFT are still included. All the new references to the FCA Consumer Guide is in the letter above.


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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Has an explanation of the alleged debt been made by Hoist or RW in writing?

If not then the prove it letter is the right course.

You can address it directly to Mr Najib Nathoo the boss at Hoist.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It-(Updated-21.04.2014)

 

Link to prove it letter.

 

I dont think anyone should be using letters where references to the OFT are still included. All the new references to the FCA Consumer Guide is in the letter above.

 

If I understand things correctly, your complaint is apparently almost resolved if so, then you do not need send the letter above. You could write to the company and ask if your complaint has been upheld in its entirety. If they dont respond or confirm then perhaps ask the FOS if they could deal with that on your behalf.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Oh my god!

Have come across this thread

https://www.consumeractiongroup.co.uk/forum/showthread.php?418009-Robinson-Way-unknown-debt&p=5143435#post5143435

due to receiving a letter from them today for £3863.07!!!!!!!!

 

Apparently for (Ex Blackhorse)???

 

The only thing I can think of is something to do with a Lloyds Bank Account which I have never had!!!

 

I have recently had to deal with debt collectors as my ex left me with debts that had nothing to do with me only in name

- just wondering if it is some kind of gateway to then opening up a linked person for someone else who owes the debt as my EX DID have a Lloyds account many many years ago (20!)

 

There is absolutely no way I owe anyone this amount of money!!!!

 

My first reaction is to ignore.

 

On a side note I haven't looked to see how old this thread is

- however, it has made meel sooooooo much better to have read responses and be a keyboard warrior about it!!!!

 

Still married to a serial borrower/tax dodger/no scruples bloke :(

Edited by dx100uk
spacing

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start a new thread

this thread is 4yrs old

now closed to stop newbie bumpings

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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